What Happens if I Have a Car Accident Without Insurance?

Getting into an accident at any time can be costly, but doing so when you don't have insurance can cause the consequences to be even greater.

What if You Are At-Fault Without Insurance?

Depending on the facts of the accident you were in, you may be found at fault. Sometimes the fault is relatively clear and sometimes things are a bit more complicated.

What if You Are in a Car Accident Without Insurance but Not-at-fault?

Even if you do not cause an accident — perhaps you are rear-ended by another driver — not having insurance can still cause issues for you.

What Are the Penalties for Driving Without Insurance?

If you do not have car insurance, you may face penalties even if you did not cause the accident.

Can I Still File a Claim if I Am Uninsured?

Yes, you may still bring a liability insurance claim against the other driver if they are more at fault for the accident than you.

Workers’ Comp | Video | Temporary Total Disability

Workers’ Compensation Tip 5: Temporary Total Disability

Attorney George Sink, Sr.:

The amount of weekly compensation benefits, that's temporary total disability (or TTD), is calculated by considering a number of things, your average weekly wage, how long you've been on the job, [and] how many jobs you have. There's a maximum weekly amount, and this figure changes on January 1st of each year, based on the statewide average weekly wage.

The maximum weekly amount in 2007, for example, was $645.94. It increased to $661.29 in 2008. With the exception of cases involving serious head injuries, quadriplegia, paraplegia, weekly benefits, are limited to a maximum of 500 weeks of payments in South Carolina.

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