Workers’ compensation in South Carolina is designed to give you benefits when you are injured in a construction accident. Since South Carolina has a “no-fault” workers’ comp system, you do not have to prove that your employer was at fault for your accident. You simply file a claim to receive your benefits.
However, your employer or their insurance company may have refuted or denied your claim, making it difficult for you to receive compensation for your medical bills, lost wages, or disability. If so, you still have options. You can hire a construction accident lawyer in Union, SC, to represent you in filing a lawsuit.
To find out more about your legal options and how to get started with your construction accident case, contact George Sink, P.A. Injury Lawyers.
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Common Workers’ Compensation Claims in South Carolina
Construction sites present numerous hazards to employees. For this reason, there are strict safety codes that employers must follow to keep employees safe. Despite this, accidents still happen, and they commonly include:
- Slips and falls
- Burns from fires or explosions
- Injuries from falling objects
- Heat stroke or overexertion
- Structure collapses
- Equipment-related accidents
- Commercial vehicle accidents
- Coworker error
Regardless of who caused your accident, you are entitled to workers’ compensation benefits. Your employer is responsible for making sure you receive your benefits by informing the insurance company. The insurance company will then review your claim and either offer a settlement or deny the claim.
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You Do Not Have to Accept a Denied Claim
An insurance company may attempt to convince you that there is nothing you can do after they have denied your claim. Furthermore, they may offer you a lowball settlement that does not cover the value of your damages.
However, you do not have to accept the insurance company’s final decision. You have the option of contesting their decision by hiring a lawyer to negotiate a settlement on your behalf.
A construction accident lawyer can help you by:
- Investigating the accident to determine what really happened
- Obtaining evidence that supports your claim
- Calculating the value of your damage so that you receive fair compensation
- Appealing your case to the insurer, Workers’ Compensation Commission, or the courts
- Managing every aspect of your case while you recover from your injuries
A construction accident attorney in Union, SC, can leverage your claim to help you recover damages. Do not wait for your workers’ compensation payment another day.
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Workers’ Compensation Benefits in South Carolina
Once you submit your accident report, the insurance company will review your claim to determine the benefits you are eligible for. Your benefits may include:
Temporary Disability Benefits
Temporary disability benefits may cover your lost pay while you were out of work or reduced pay if you had to take on another job that provided less income.
Permanent Disability/Disfigurement Benefits
If your doctor determines that you are permanently disabled, then workers’ compensation may pay you a partial payment for the maximum period allowed.
Medical and Additional Benefits
Workers’ compensation also offers the following benefits:
- Medical expenses
- Mileage reimbursement for medical treatment
- Vocational rehabilitation
- Death benefits
- Funeral expenses
- Relevant out-of-pocket expenses
The Union, SC, construction accident attorneys at George Sink, P.A. Injury Lawyers can go over all of your expenses, lost wages, and other economic damages to help you estimate the value of your claim. Our goal is to help you get the maximum amount to cover your losses.
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Hiring a Lawyer to Submit Your Accident Report
While it is important to fill out your accident report as soon as possible after your accident, you may want to consider consulting an attorney first. You can discuss your accident with your lawyer, ask questions, and address your concerns.
Your attorney can, in turn, consult you on the best way to fill out the report, such as what information you should include. Your attorney can also be present while you fill out your report to ensure that all the information is accurate.
Last, your attorney can also follow up with the report and engage with the insurance company on your behalf to make sure that your rights are protected in the process and help you pursue a fair settlement.
Workers’ Compensation Statute of Limitations in South Carolina
Under South Carolina’s workers’ compensation laws, you have 90 days to report an injury to your employer and usually two years to file a workers’ compensation claim with the SC Workers’ Compensation Commission.
If you fail to file your accident report or claim by the deadline, you may no longer qualify for your benefits. Your construction accident lawyer can help fill out all of the paperwork and submit your claim before the deadline runs out. Keep in mind that you will want to submit your claim as soon as possible. Any delay could affect the value of your case.
Getting Legal Counsel from George Sink, P.A. Injury Lawyers
If you need legal assistance for your workers’ compensation case, then contact George Sink, P.A. Injury Lawyers today. Our law firm is ready to help you get fair compensation for your damages. You do not have to submit your claim while you are recovering from your accident. We will take care of all the heavy lifting.
Call us or fill out our online form to get a free consultation with a construction accident lawyer in Union, SC.
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