Sustaining a North Myrtle Beach, SC workplace injury or a job-related illness can be confusing and frustrating. We are here to help. The team from George Sink, P.A. Injury Lawyers can answer your questions about workers’ compensation and fight for the benefits you need and deserve. A workers’ compensation lawyer serving North Myrtle Beach can get started today. You can focus on getting better and leave the rest to us.
Our team offers free initial consultations and can help you understand your options for getting medical care, payment for lost wages, and more. Call us now at (888) 612-7001 to talk about your case with a member of our South Carolina workers’ compensation team.
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Workers’ Compensation Eligibility
Workers’ compensation is available to most employees in North Myrtle Beach, SC. Under state law, most employers who employ four or more employees are usually required to provide workers’ compensation coverage for all their employees. If your employer has to provide this type of insurance, you are eligible to file a claim. This is true for full-time, part-time, and seasonal employees.
You can file a claim and should qualify for benefits if you:
- Work for an employer who was covered or should have been covered;
- Suffer an injury or illness arising out of your employment;
- Get medical care to document your injury in a timely manner;
- Report your injuries to your employer as soon as possible but no later than 90 days after you were injured; and
- File a workers’ compensation claim within two years.
As you may imagine, this process does not always go as planned. There are a number of roadblocks which can prevent you from getting the benefits you need and deserve. If your employer’s workers’ compensation carrier denies your claim, you may need to appeal their decision. A workers’ compensation lawyer serving North Myrtle Beach can help.
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Workers’ Compensation Benefits
Workers’ compensation provides coverage for your medical care and a portion of your lost wages while you are out of work because of your injuries. This allows injured workers to make ends meet until they can get back on their feet and return to work.
Your workers’ compensation benefits should pay for your medical treatment and rehabilitation related to your on-the-job injuries or illness arising out of your employment. Your needs will vary depending on your injuries and the necessary treatment. Once approved, however, Workers’ compensation should cover everything from a quick walk-in visit for stitches to emergency department care and hospitalization. Some of the most common covered costs include:
- Ambulance transportation to the nearest emergency department
- Clinical testing, medical imaging, and other diagnostic testing
- Surgery and other treatments
- Outpatient and follow-up care
- Rehabilitation and therapy
- Mobility and assistive devices
Workers’ compensation also provides a portion of your wages while you are out of work. These benefits, called “Temporary Total Disability” (TTD), are calculated using a legal formula but generally end up being about two-thirds of your average weekly wage. The benefits start after you miss seven calendar days of work, and if you end up missing more than fourteen calendar days of work then you will receive back pay for the first seven days as well in South Carolina.
There is also a limit to these benefits. If you cannot return to work before you reach the time limit, you may need to pursue long-term disability benefits or file a claim for Social Security Disability benefits. We can help you with your social security claim.
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Let Us Navigate the Workers’ Compensation Claims Process
If your employer has disputed your claim or if the insurance company already denied you, we can help. Don’t wait – call us now at (888) 612-7001 to get started. We may be able to help you settle your disputes and we can file a workers’ compensation claim on your behalf.
The claims process begins when we file a Form 50 for you. When we send this form to the Workers’ Compensation Commission, it notifies them of your workers’ compensation claim. It also gives them insight into your case. This form requires us to submit information such as:
- Who saw your accident
- What happened when you got hurt
- When, where, and why it happened
- To whom you reported your injuries, and when
- The nature and severity of your injuries
- The medical care you received
- Notes about your ongoing medical care
If necessary, we may also request a hearing. When they receive our hearing request, the Workers’ Compensation Commission will set a hearing which usually occurs within the next few months. They will also assign your case to a commissioner who will preside at your hearing and decide the final outcome of the matter.
We will represent you and advocate for you throughout the claims process and at hearings by presenting your case and fighting for the benefits you deserve. If the commissioner does not decide in your favor, we can then pursue your case to the next level of appeals. This will require us to present your case to a panel of three commissioners that will hear your case with a fresh set of ears.
Recovering Other Compensation
If a third party caused your injuries while you were on the job, we may be able to take legal action and recover additional compensation in your case after your workers’ compensation claim has concluded. South Carolina law generally prevents us from holding your employer directly liable for your injuries outside of the workers’ compensation system, but we may be able to pursue a civil case against them. We may be able to get you a recovery that can include payment for additional lost wages, pain and suffering, and other damages.
For example, imagine you were driving while making deliveries for work and another driver hits your car. If we are able to determine that the other party was negligent in causing your car accident, you may be able to pursue a claim against that driver and their car insurance company after you have undergone the workers’ compensation process.
Call us now at (888) 612-7001 for your free case review.
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Talk to a Workers’ Compensation Lawyer Serving North Myrtle Beach
If you suffered a workplace injury or illness in North Myrtle Beach, or if you live in North Myrtle Beach and suffered injuries at work in a nearby city, we can help. The team from George Sink, P.A. Injury Lawyers can evaluate your claim and help you understand your rights under South Carolina law. We can help you fight for the workers’ compensation benefits you deserve.
We handle these cases on a contingency fee basis and our initial consultations are always free. Call us now at (888) 612-7001 to get started by talking to a member of our team.
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