What Happens if I Have a Car Accident Without Insurance?

Getting into an accident at any time can be costly, but doing so when you don't have insurance can cause the consequences to be even greater.

What if You Are At-Fault Without Insurance?

Depending on the facts of the accident you were in, you may be found at fault. Sometimes the fault is relatively clear and sometimes things are a bit more complicated.

What if You Are in a Car Accident Without Insurance but Not-at-fault?

Even if you do not cause an accident — perhaps you are rear-ended by another driver — not having insurance can still cause issues for you.

What Are the Penalties for Driving Without Insurance?

If you do not have car insurance, you may face penalties even if you did not cause the accident.

Can I Still File a Claim if I Am Uninsured?

Yes, you may still bring a liability insurance claim against the other driver if they are more at fault for the accident than you.

Mount Pleasant SSD Attorneys

If you or a loved one is living with a disability in South Carolina, a Mount Pleasant Social Security disability lawyer may be able to help you get benefits.

If you or a loved one is living with a disability in South Carolina, you may be eligible to apply for and receive disability benefits from the Social Security Administration (SSA). A Mount Pleasant Social Security disability lawyer can review your application before submitting it to the SSA.

If you already submitted an application but got denied benefits, do not worry. Many people get denied Social Security Disability (SSD) benefits on their first try. There are many reasons why someone could get denied. Consider hiring a disability lawyer to look over your case and see if you qualify for an appeal.

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You Need to Submit Multiple Documents When Applying for Benefits

Before you can apply for disability benefits, you will need to gather important documents and supporting evidence to prove your claims. The SSA generally focuses on making sure you are eligible to receive disability benefits based on your identification, medical condition, and work history.

You may be asked to submit the following information:

Identification

Official documents that prove your date of birth and Social Security Number (SSN), such as a birth certificate, U.S. passport, or driver’s license
Official documents that prove the date of birth and SSNs of your spouse and/or children, if applicable, such as birth certificates, marriage certificates, divorce papers, or death certificates
Banking information, including your routing and account numbers

Medical Information

Names and contact information of your doctors, physicians, and any medical officials who know about your disability
Names and contact information for the places you were treated at, such as hospitals and clinics
Any information on prescription medicines you are taking, including who prescribed them
Any information on lab work or imaging scans you got done, including who requested them

Work History Information

Your income for the current and previous year
Your employers for the current and previous year
Proof of U.S. military service, if applicable
Work history that covers the last five jobs you had before you became unable to work (up to 15 years)
Any information on workers’ compensation you filed for or intend on filing for

If you would like assistance in putting your application for SSD benefits together, feel free to call our team at George Sink, P.A. Injury Lawyers. We help viable candidates get the information they need to prove their disabling condition to the SSA.

We can also assign you a Mount Pleasant Social Security disability lawyer to look over your case if you already applied for benefits and received a denial. Our team is willing to take your case to court if need be.

Mount Pleasant Social Security Disability Lawyer Near Me(888) 612-7001

The Appeals Process

If you or a loved one received a denial for SSD benefits, you generally have 60 days after receiving the notice to appeal the decision. Your lawyer can help you file an appeal and guide you throughout the appeals process, keeping you informed of any status updates.

According to the SSA, there are four ways to appeal a decision:

Reconsideration: This appeal can be done online. If your application was denied for medical reasons, you can submit new evidence for reconsideration. If you were denied for non-medical reasons and disagree with this decision, you can also request reconsideration.
Hearing by an Administrative Law Judge (ALJ): If, after reconsideration, you still disagree with the SSA’s decision, you can request a hearing. An ALJ hearing can be held within 75 miles of where you live or, in some cases, through video online, whichever is more convenient for you.
Review by the Appeals Council: If an ALJ dismisses your case or denies benefits, you still have the option to have your case reviewed by the Appeals Council. They can review your case and approve you for benefits or send it back to the ALJ for further review. However, if they agree with the ALJ’s original decision, they may deny your request.
Federal Court review: If you disagree with the decision made by the Appeals Council, you can then take your appeal to the fourth and final level of appeal. You can file a civil suit to have your case be reviewed by the federal district court.

Your lawyer can represent you throughout the appeals process if you feel more comfortable with that option.

Common Reasons for Denials

Many people feel defeated when they receive a denial notice from the SSA about their disability benefits, but what they might not know is that receiving a denial is not an end-all decision. There are many reasons why an applicant might get denied benefits, such as:

They did not submit enough medical evidence to support their disability claims
They did not meet the income requirements for the benefits they were applying for
They submitted the wrong documents or information
There was an error on their application
They failed to cooperate with SSA administrators and did not follow instructions
They failed to seek treatment for their disability

The SSA must be strict about who gets approved for benefits so that the right people get the financial assistance they need. Receiving a denial does not mean you do not deserve or qualify for benefits. You can always appeal a decision with the help of a lawyer, who can vouch for you and fight for your right to disability benefits.

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We Can Help You File an Appeal for Disability Benefits

If you or a loved one was denied benefits, a Mount Pleasant Social Security disability lawyer may be able to help you file an appeal. George Sink, P.A. Injury Lawyers can look over your case and see what you need to include with your application for disability benefits.

Trying to get approved for disability benefits from the SSA can be frustrating, especially if you do not seem to know what is wrong with your application. If you or a loved one is living with a disability, our team will fight to get the financial assistance you need. Call us for a free case review.

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Personal Injury

Workers’ Compensation

Veterans Disabiltiy

Social Security Disability