Suppose a disability, illness, or injury prevents you from working and will affect you for twelve months or longer. In that case, you could be entitled to financial support from the Social Security Administration (SSA).
The initial application for benefits requires thorough attention to detail and must be submitted along with supporting medical evidence from your healthcare providers. Many claims are denied due to preventable mistakes. It may be beneficial to enlist a Greer Social Security disability attorney to help you navigate the application process and avoid common pitfalls that could result in your case being refused.
It may be that you have already applied for benefits and need to appeal an unfavorable decision. Depending on your situation, the team at George Sink, P.A. Injury Lawyers may be able to help. We are the trusted choice in successfully resolving over 40,000 cases for our clients, and we want to help you too.
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Social Security Disability Benefits That May Be Available To You
The SSA manages two federal programs available for people with disabilities, illness, and injuries who are in need of income supplements. Along with a health condition that meets the qualifying criteria set out by the SSA, your employment history, assets, and tax payments may also determine your eligibility for either of these programs:
Supplemental Security Income (SSI)
Supplemental Security Income is a means-tested program designed to meet the needs of people with qualifying health conditions who have little or no income. It provides payments to cover the necessary living costs associated with food, clothing, and housing.
Social Security Disability (SSDI)
SSDI is an income supplement for people with qualifying medical conditions that now prevent them from working, provided they were employed and paid taxes on their earnings for long enough.
SSDI is calculated from your work credits, which accrue from a specific amount of wages earned each year. You may earn a maximum of four credits per year. According to the SSA, in 2020, one credit is earned for every $1,410 in wages, but the amount required for a work credit can vary from year to year.
Generally, you will need to have accrued at least 40 credits to qualify for SSDI, 20 of which must have been earned in the last ten years before you became disabled. Typically, SSDI payments are higher than SSI payments, and in some circumstances, you could be eligible for both types of payments.
If you have questions or need help with your application for benefits, the legal team at George Sink, P.A. Injury Lawyers may be able to shed some light on any concerns you may have, and help you seek a positive outcome for your claim.
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Technical Criteria Used To Assess Eligibility for Benefits
Many people worry whether they will meet the medical criteria to receive benefits, but the first thing the SSA will look at is your technical criteria. If you do not meet these requirements, they will deny your claim before considering your health condition.
Meeting technical criteria involves an SSA review of your financial situation, including your income and assets. To be considered for SSI, you will be assessed on income and other assets that can be converted into cash.
Many items may not be considered as a countable resource such as your home, vehicle, household goods, business property, life insurance policies under a set value, and more.
To qualify for SSDI, you must be unable to work as a result of your disability, or if you do work, your monthly income must generally be less than $1,260 as of 2020. In both cases, you will need sufficient work credits to qualify.
Many SSD claims are denied as mistakes are made during the initial application when calculating your income and assets. A Social Security disability attorney in Greer may be able to help you with every step of the process to improve your chances of receiving SSI and/or SSDI benefits.
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Medical Criteria Evaluations and Qualifying for Benefits
The SSA’s medical criteria to determine if your disability meets their requirements is sometimes called the “Blue Book.” This is a list of impairments that may qualify people for financial support. Claimants who meet eligibility criteria for a health condition in the Blue Book generally qualify for benefits as being medically eligible.
Due to the SSA’s strict criteria, it can be challenging to prove your health condition impairs your ability to work, and therefore to receive benefits. You may also have a serious condition not listed with the SSA that prevents you from working.
Your lawyer may be able to help you prove that your health condition is disabling enough to qualify for benefits and meets the medical requirements set out by the SSA.
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How a Greer Social Security Disability Lawyer May Be Able to Help
Recovering benefits is not always straightforward. Seeking the support of a lawyer with experience and knowledge disability benefits may be able to help you prove the validity of your disability and ensure your application is completed as accurately as possible, and supported with necessary medical and financial evidence.
If you need to appeal a decision, we can be there for you as well and take you through the necessary steps of the process, along with preparing you for a hearing when appropriate.
We recommend you apply for both SSI and SSDI if you qualify and begin your claim for benefits as soon as possible, as the SSA can take a long time to decide a case.
Help With Moving Towards a Successful Case for Benefits
Regardless of how far along in the application process you are, a Greer Social Security disability lawyer from George Sink, P.A. Injury Lawyers may be able to help you obtain Social Security disability benefits.
With over 40 years in practice, we have supported many of our clients with their applications for benefits and helped them avoid common mistakes that could have resulted in their claims being denied. Call us or fill out our online form for a free case evaluation today.
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