Hard-working individuals all over South Carolina sometimes experience on-the-job injuries that keep them from going back to work. Even a short-term stint without access to a regular paycheck can be damaging not only to employees who have been injured, but also to their families.
Workers' compensation is designed to help employees in these circumstances, but did you know that not all South Carolina companies are required to have workers' compensation insurance? Here are a few things you should know about South Carolina workers' compensation law .
What is workers' compensation?
Workers' compensation is a type of insurance that helps employees and employers in the event that an employee is injured in the workplace. Employees are able to receive two-thirds of their wages in addition to all medical expenses for work-related injuries.
South Carolina workers' compensation law also defines the limit of liability that a company with workers' compensation insurance has for any employees who are injured. Contact a South Carolina workers' compensation attorney if you need help understanding what your employer or employer's insurance is liable to cover.
Who doesn't need to provide workers' compensation insurance?
According to the South Carolina Workers' Compensation Commission , there are a few types of companies that are not required to provide workers' compensation insurance. Here is a list of South Carolina companies that don't need to provide workers' compensation:
- Any companies with fewer than four employees;
- Railroad and railway express employees;
- Agricultural workers;
- Some real estate agents with commission-based pay;
- The Textile Hall Corporation;
- And any company with a prior year annual payroll below $3,000.
Otherwise, a company must provide workers' compensation insurance; there is no choice for a company to opt out.
If you have been injured on the job
If you have suffered an on-the-job injury, it is important to contact a lawyer regardless of whether or not your company provides workers' compensation insurance.
The team of experienced South Carolina workers' compensation attorneys at George Sink, P.A. Injury Lawyers can help you if you've been injured at work. Contact us to help you get fair compensation for your lost wages and medical expenses. We provide a free case evaluation to help you understand your rights. We have offices in Charleston, Greenville, Columbia, Orangeburg, Walterboro, and Moncks Corner, as well as locations in Florence and Sumter where we can meet you by appointment. Call today to schedule a time that is convenient for you.