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You vs. the Big Insurance Companies: How to Win the War

You vs. the Big Insurance Companies: How to Win the War

| May 25, 2013

When you are injured, you enter a war zone. Big insurance companies have declared war on injured people and their attorneys . They have waged this war in the legislatures and in the media, and the hundreds of millions of dollars they have spent on propaganda have had a tremendously negative effect on juries and jury verdicts. This propaganda campaign has also resulted in bad laws being passed, in the name of "tort reform." The success that the insurance companies have had in tainting the minds of jurors has inspired them to frequently make unreasonable settlement offers until you prove to them that you are ready, willing, and able to go to trial.

Know what to expect.

In a typical personal injury case, once a claimant has completed medical treatment, negotiations begin with the insurance company in an effort to settle the claim for a fair amount of money. If no settlement agreement can be reached, a lawsuit may be filed by the injured person. Once the lawsuit is filed, both sides engage in the legal process called discovery, where each party is allowed to investigate what the other side is going to say at trial. The at-fault party can access your medical records, work history, and income records. You may have to give a deposition under oath. Don't let anyone push you, force you, threaten you to sign any document, or try to intimidate you into making a hasty decision. This is very common with insurance companies and you may regret your decision later.

Beware the insurance company's secret weapon: Deception.

The American Bar Association Journal recently published an article reporting that a big insurance company has started a new program for claims adjusters. Under this program, adjusters are encouraged to do "whatever they can" to get to the victims before they hire lawyers. This includes monitoring police radios and visiting accident scenes. The adjuster will often try to get you to admit fault or get you to play down the pain and extent of your injuries. These are just a few tricks that an attorney can help you avoid.

Strengthen your defense.

To ensure you have the best line of defense against the big insurance companies, you should hire an attorney who knows what the adjusters are capable of and can give you the ammunition you need to win your case. An experienced personal injury lawyer can help you avoid making fatal mistakes that the insurance companies are hoping you will make. George Sink, P.A. Injury Lawyers will fight for you; call today to request a free case evaluation.

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