If you have been injured on the job in South Carolina, the first step is to report the injury to your employer. From there, your case should progress to the South Carolina Workers' Compensation Insurance program .Be wary if your employer asks you not to report your injury to Workers' Compensation and offers to pay the bills directly. There could be several issues with an arrangement like that which will not ultimately be good for you.
- Expensive Injuries A lot of workplace injuries end up being much more expensive to treat and manage than initially expected. You want to make sure whoever is on the hook for the medical bills can afford them. If the bills get too high, your employer could have trouble paying them, and then you could be responsible for payments.
- Accountability The Workers' Compensation program exists to protect both employees and employers. It's important to report workplace injuries so systematic safety issues can be addressed and prevent future injuries.
- Recourse If you're injured at work and your employer offers to pay, you may lose the ability to file a claim later and will lose any leverage you have to make your employer pay the same amount for wage replacement or ongoing medical bills you would have received automatically through the insurance program.
- File a Claim Injured workers are protected in South Carolina. It is against the law in South Carolina for your employer to fire you for filing a Workers' Compensation claim. You need to look out for your rights and your health. If your employer asks you not to file a claim, the reasons might make sense, but don't budge. You should always go through the system. It's there to protect you.