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How Old Do You Have to Be to Qualify for SSDI?

How Old Do You Have to Be to Qualify for SSDI?

| May 27, 2013

Requirements for Social Security Disability Insurance are the same from state to state. They are no different in South Carolina than they are anywhere else in the country, and there is no minimum age. However, the requirements do change slightly based on your age.

The basic requirement: In order to qualify for disability , you have to have a history of earned income. You typically earn one credit for every quarter you earn a set amount. In 2013, you have to make at least $1,160 in a quarter to get a credit for that quarter. The amount of income required per quarter changes as average incomes increase. How it works when you're young: The younger you are, the less earned income you have to prove in order to qualify for disability.
  • South Carolina disability applicants age 24 or younger must have earned at least six credits in the three years ending when their disability started. That means they will need to have worked at least half of the three years before they became disabled.
  • Applicants aged 24 to 31 can qualify if they have worked at least half the time since they turned 21. That means if you are 25, you will need credit for at least two years of work - 8 credits - for the four years between 21 and 25. If you are 30, you will need credit for at least four and a half years of work - 9 credits.
Older applicants: Disability applicants between ages 31 and 42 must have at least 20 work credits. The number of work credits goes up from there, but the general requirement is for an applicant to have worked at least half of his or her adult life in order to qualify. If you haven't worked: If you are young and have become disabled before you had a chance to earn enough work credits to qualify for Social Security Disability Insurance , you might qualify for Supplemental Security Income. Contact the experienced South Carolina Social Security Disability Insurance attorneys at George Sink P.A. Injury Lawyers . Our knowledgeable staff is always available for free consultations and can answer questions about both SSDI and SSI.  
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