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Common Personal Injury Myths: Separate Fact From Fiction

Common Personal Injury Myths: Separate Fact From Fiction

| May 23, 2013

An injury caused by an unfortunate accident can be one of the most stressful events that can happen to a person. With recent changes in injury law , and with the way insurance companies are handling claims these days, it is easy to get frustrated and lost in the legal jargon and come across false or misleading information. The following are common statements people often hear about personal injury claims, but they are NOT true!

 

Myth #1: If you write the insurance company a letter, and you are reasonable, you will get a fair settlement proposal.

  • You should not write any letter or other formal document to the insurance company stating the details of your accident without prior approval from a knowledgeable attorney. Do not assume the insurance company has your best interests in mind. Insurance companies are in business to make money, and the less they pay out on your claim, the greater their profit margin. Their settlement proposal may not be the full amount that you deserve.
  Myth #2: When you are in an accident and the insurance company calls you to ask for a recorded statement, you have to give a recorded statement or they won't settle with you.
  • DO NOT give any statements, written or oral, to anyone concerning your accident or injuries without first getting your lawyer's approval. The insurance adjuster is hoping you'll say the wrong thing so the insurance company can pay you less money.
  Myth #3: The insurance company for the person at fault is obligated to pay your medical bills as they are incurred.
  • You do NOT have a contract with the other person's insurance company They may not treat you fairly. You must be extremely cautious in accepting any statements from the other person's insurance company. Some injuries take time to develop. DO NOT make the mistake of settling your claim before knowing the full extent of your injuries.
  Myth #4: All personal injury cases involve going to court and long, stressful trials that can take years.
  • Personal injury cases are rarely handled inside a courtroom. Most claims are settled out of court with the help of a skilled personal injury attorney. Often, personal injury cases are settled in a year or less, depending on the extent of the damages.
  Myth #5: If you go to court and just tell your story, the jury will feel sorry for you and award you adequate damages to compensate you for all your losses.
  • While testifying in court may supplement your case when attempting to collect for pain and suffering, this alone may not be enough to get you the compensation you deserve. It is not a good idea to handle a personal injury case on your own. Trust a personal injury lawyer to handle the critical details and present a solid case to help you get the money you need.
 

These are only a few of the false statements floating around about personal injury cases. If you are injured on the job , in a car accident , or as a result of another person's negligence, you need to know your rights as a victim. Contact the experienced attorneys at George Sink, P.A. Injury Lawyers for a free case review, and to shine light on more personal injury myths that can steer you in the wrong direction.

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