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Are Grandchildren Eligible for Disability Benefits?

Are Grandchildren Eligible for Disability Benefits?

| Jun 28, 2013

Are you a disabled grandparent raising or caring for your grandchildren? The physical and financial stress can be tiresome, and only gets more difficult as you get older. The good news is, you may be able to receive Child's Benefits to help support your grandchildren financially. While it is more common for children to receive a portion of disability benefits from disabled parents, it is also possible for grandchildren to be eligible for their grandparents' disability benefits. The Social Security Administration should pay Child's Benefits to support grandchildren if the grandparents qualify for Social Security Disability Insurance.

What are the qualifications?

If a dependent grandchild is not already receiving benefits from a disabled parent when the grandparent becomes disabled, the child may qualify to receive Child's Benefits. To qualify to receive these benefits, the grandchild must be:

  1. Dependent on the grandparent
  2. Unmarried
  3. Less than 18 years old, or a full time student

If the grandchild is 18 or older, he or she must be a full time student or disabled before age 22. Also, the grandchild's parents must be deceased or disabled at the time the grandparent becomes eligible for SSD benefits.

How do I prove the grandchild is a dependent?

For a child to be considered dependent on a grandparent, there are 3 primary requirements:

  1. The child must have been living in the United States with his or her grandparent before age 18.
  2. The child must have received at least half of his or her financial support from the grandparent for at least a year before the grandparent became eligible for benefits.
  3. The parents of the child must NOT have made any regular, substantial, financial contributions to support the child while under the care of a grandparent.

How much can you get?

In most cases, a grandchild's monthly benefit is equal to half the disabled grandparent's SSDI benefit amount. In the case the grandparent becomes deceased, the grandchild would be eligible to receive up to three-fourths the benefit amount.

If you are a disabled grandparent and would like to know if you can receive Child's Benefits to help support your grandchild, you can contact the experienced social security disability legal team at George Sink, P.A. Injury Lawyers. We would be happy to discuss your claim and find out whether or not you are eligible to receive social security disability benefits.

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