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I Was Hurt While On A Business Trip - Will Workers' Comp Cover It?

I Was Hurt While On A Business Trip - Will Workers' Comp Cover It?

| Jul 2, 2013

South Carolina Workers' Compensation covers employees hurt on the job, whether they're at their normal place of employment or working for the employer at another location.

South Carolina Workers' Comp law stipulates that your injuries should usually be covered even if they occurred outside of your:

  • Workplace,
  • Town,
  • County,
  • State or
  • Even the country.

As long as you were performing your job and working in your capacity as an employee when you were hurt, South Carolina Workers' Comp laws allow you to file a workplace injury claim.

What to do if you're hurt while away on business:

When employees are injured at their South Carolina workplaces, the steps you need to take to preserve your claim can be confusing even though the steps are usually pretty standard.

But if you're hurt while away on a business trip, a new layer of complication is added to your workers' comp claim. It's important to follow the South Carolina Worker's Compensation rules, beginning with communicating with your employer. Here are some of the key steps to take if you were hurt away from your normal workplace or out of the state or country.

1. Call your employer.

As soon as you're physically able, call your employer. Even if it's after hours, try to track down a supervisor or someone who can get your Workers' Comp claim started back in South Carolina. The employer must be notified within 90 days of the injury. Don't wait the 90 days - contact the employer as soon as you can.

2. Find out what doctor you can see.

South Carolina Workers' Comp law requires injured workers to see a physician of their employers' choosing. Since you're out of town, someone in South Carolina might have to do some research to determine which doctor in your out of town area will accept your employer's insurance.

If you don't wait to get a recommendation from your employer, you could run into trouble getting Workers' Comp to cover those initial visits later.

This may not prevent you from seeing your own doctor as well. Please consult an attorney.

3. Get the medical care you need.

Talk with the doctor and make sure he or she understands what happened and how serious your injury is. Your medical records from the initial visit will be very important as the doctor won't be local and might not be easily accessible. Be sure to inform the doctor that you were injured while working on the job.

4. Heal.

If your injuries are severe, you might not be ready to travel home to South Carolina when your business trip was scheduled to end. Do not try to push or overextend yourself to get back to work. You could aggravate injuries and make your condition worse. Follow doctor recommendations.

5. Contact an experienced South Carolina Workers' Comp lawyer.

Workers' compensation cases are often more complicated than people expect. But if your injury happened while away from your workplace, your case is likely to be even more complex and confusing.

  • It's tougher to verify how the accident happened.
  • It's tougher to show how you were injured.
  • It's tougher to contact your employer.
  • It's tougher to get medical care.

You only have one chance to get all the compensation and benefits you will need to manage your workplace injury for the rest of your life. And you have a limited time to do it. Don't miss your chance. The experienced South Carolina Workers' Compensation legal team at George Sink P.A. Injury Lawyers can help you manage your claim across jurisdictions and on business trips.

We offer a free case evaluation to help you better understand the full value of your case and options. We can come to you in your home or you can come to one of our South Carolina offices in North Charleston, Columbia, Florence, Greenville, Orangeburg, Sumter, Walterboro or Moncks Corner.

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