On the evening of July 31 st, George Sink appeared on the WOIC Power Hour Radio Show with Lopez Martinez to discuss helping people in Columbia, South Carolina with personal injuries and other issues. The live broadcast started at 6 PM on WOIC station 1230AM and covered topics about informing and protecting the community from harmful drugs, auto accidents, and big insurance companies. Martinez and Sink also discussed Mr. Sink's military background, his experience as a Marine Corps Captain in Vietnam, and how he always fights hard for his clients. You can read their discussion below or download the full radio podcast here
Speaker 1: [MUSIC]
And now, get ready for the hottest talk show in the south...The Power Hour of Radio, and now the Lopez Martinez Show.
Lopez: And good evening, South Carolina. Good evening, Columbia. Welcome aboard
Power Hour Radio, Lopez Martinez Show Wednesday edition. Hey, if you're
humping out there, you're over the hump. We've got a great show
for you, a lot of information, and I tell you what, got guests in here,
too. I'm excited about them, and I'm going to tell you why. You
know something? You know me. I mean, one of the things I mainly do is...I'm
tough when it comes to policy. I'm tough when it comes to people,
but also I always live by one mantra, and that is like the Missouri, the
Show Me state. In other words, show me. Don't talk me to death about
what you're doing or what you want to do or how you want to handle
it. I want people out there that are doers, but also people out there
that help us as a country and also us as a state. One of the biggest things
that I'm finding here in South Carolina and one of the biggest problems
I'm finding here in South Carolina is legal...is really from a legal
standpoint. Many people...a lot of times many citizens in the south...a
lot of times they get injured. They get injured on the job. They get into
a major automobile accident. They find some dangerous drugs out there
and dangerous products and get injured. Who do they turn to? Guess what?
Usually, it's the company and their attorneys and their insurance
companies, and they go and talk to you and what they find is, hey, we're
going to take care of you. We're going to help you because we care
I'm going to tell you something. I've heard so many horror stories about people in our state being taken advantage, so what I did was...I been looking, and it's taken me years to find...how can I say, and you know with the Power Hour, we always try to find the best possible people...finding a law firm but not just a law firm, I like to call this law firm an advocacy law firm, the best in South Carolina by far. You've heard them. You see them on t.v., but do you know something? I've heard so many great things about this law firm and the leader of the law firm, I had to bring them in, and we're going to talk about how basically you not only can have a law firm of your own but also how you as citizens can be protected, and I think it's important.
Today, I want to introduce George Sink of George Sink Law Firm. It's an honor sir, an honor to have you in the studio. I've got to say that. How are you today?
George Sr.: Thank you so much. It's a real pleasure to be here.
Lopez: And this is the George Sink you see on t.v. I got George Sink, Sr and George Sink, Jr actually in the studio with me. Now, I'm going to tell you the reason I'm bringing them on is because what I have found, and I've heard stories about you, that basically you've...let's do some numbers first. Let's get some numbers out. I'm going to give you an opportunity...listening audience out there...to ask some questions, maybe situations you've been in...whether it's dangerous drugs, dangerous products, whether it's social security, maybe you're retiring and you're trying to get your social security. You can't get it because the system won't allow you, but I'm going to tell you something. What you need and what I have found is advocacy law. I am so tired of lawyers just being lawyers and looking to make money. Yeah. They want to make money, but hey, how about making money for the client? This is what advocacy law is. Advocacy law is, look, all we want to do is help you. This guy here has got a story, and I'm proud to talk about it here on the Power Hour. Now, what I'm going to do is I'm going to take him to first break, then I'm going to open the phone lines for y'all to handle it on your own and ask him questions as far as maybe some stuff that you've been going through.
It's powerful because George Sink's law firm has opened a large office here in Columbia, and I'm going to tell you something. We find so many people that have been injured on jobs, and I'll tell you a story about my injury I had to fight for myself because there was no George Sink, or at least I didn't know about him then. Worker's compensation, social security, dangerous drugs, dangerous products...it's out there. Automobile accidents that disable individuals, and you know something, or take away from your life. A lot of people don't realize sometimes they have an accident, and they think they're all right. Good. You're wonderful. No, I'm all right. Then, all of a sudden a year later, maybe 6 months later, that pain starts coming, and it comes in so strong. It's happened to some people I've know. We're going to talk about it. George, I got a lot of questions to ask you, and I'm quite sure our audience does, but let me give them some numbers. 39 years in practice. Where were you when I needed you? Really, serious. 39 years in practice here in South Carolina. Let me tell you how many South Carolinians he's helped, 40,000. Think about that. That's why he has one of the largest law firms in Charleston and also in Columbia, because he's not just an advocate. He realizes it's his responsibility, and I'm going to tell you why it's his responsibility...to say hey, look, I want to help us, regular people, and you hear the middle class is under attack. You hear a lot of people that don't make much money are under attack. George Sink, you don't play that. So, let's get into it.
George, first of all, you got a story. When you look at the law, what do you see in the law?
George Sr.: I see a barrier to the normal average person, and I consider myself to be one of them. I think that it's very difficult to navigate the system, to beat the man, to stand up for your own rights, to find a way to get the decent treatment you deserve. I see it as a barrier to decent living and to being treated the way you should be. It's difficult and sometimes just geared for the companies and the man, not for us but for them to milk us. It's all about profit. It's all about squeezing the little guy, and kind of makes me mad, so I see a little bit of a barrier for the average person to get ahead, and it's not right.
Lopez: Listening to you talk, and I've wanted y'all to listen to his voice. Sometimes you can tell, and I told you on the phone when we were talking he has this voice that really shows caring, but he has a history line that also shows caring. Let me just tell you. I always tell people if you're going to go and get an attorney or law firm, don't just get a law firm. Get someone that not just knows the law but also has lived a regular life, understands what regular people have done and understands the trials and tribulations that people go through on a regular basis every day. Let's just go through a little background on you. First of all, Vietnam War vet, not just one tour, [inaudible 00:07:30] tours. Absolutely incredible. Former teacher. That's right, teacher in Detroit. Yeah, in Detroit. Tough guy. You really not...and you're a former Marine so when you got a lot of people just going to law school, just getting out there jumping from college to law school, and then they want to represent people. The reason I'm bringing you on because basically you're an advocacy lawyer that really your product is helping people that need help.
George Sr.: Lopez, you know that. You're a lawyer, and you know how that goes. When I was a teacher in Detroit, I quit my job, and I was 24, but that put me in a better spot. I became a Marine officer, but that's about 6 years difference between me and the average enlisted guy's age, but I felt like it was a long time, and I felt like I could help, and I think I did. I hope I did.
George Sr.: Teaching...if you don't care, you shouldn't be a teacher. That's for sure. You want to help if you possibly can.
Lopez: And this is George, Jr., his son. Go ahead, George.
George Jr.: Hello. The family has a rich history. Dad's parents...one was an auto worker in a factory, and his mother was a teacher. Dad took on that tradition, becoming a teacher, working in an automobile factory, eventually going to Vietnam and working for the insurance companies.
Lopez: And that's really the key because now I wanted to set that up when we talk about the insurance companies and let's be honest. I always tell people...people talk about insurance companies and yeah, they make it sound good when you have an accident, when you have a situation, but bottom line, they're not completely on your side.
George Jr.: They're not there to be on your side.
George Sr.: I think they're there for a profit, Lopez. I think that's what they're in existence for, and it's really silly. They'd agree with me. I'm sure.
Lopez: A lot of people don't realize, and this is why I'm bringing you on also is that the reason you know so much about insurance companies, because you used to work with insurance companies.
George Sr.: That's right. I represented the firemen, policemen and such around Charleston for a number of years, the insurance company that insured them. It was a wonderful experience. It was back in the late 80's, early 90's, and I haven't done it since then but it got me into the dark side, so to speak. I learned...
Lopez: You saw all the horror stories.
George Sr.: I know how they operate. I know what buttons to push. I know what switches to throw because I was there. I watched what bothered them. I saw what they were concerned about. I saw how they operated. I was one of them. I got it, so that was great. I said, well, that's enough of that. I'm going to go represent people and so I stopped doing that over 20 years ago, but the lessons are still there. They still operate the same way, and if you think they're like a good neighbor or if you think you're in good hands...
Lopez: The old sayings.
George Sr.: ...just remember that they are a profit organization, and it's basically what they're thinking about, but the other thing is, they're loaded with really trained professionals and to think that they're sweet and nice, those are the hardest ones. They're the toughest ones because they've trained themselves to be that way, and they're really good, and I have a lot of respect for the people I work with and the people on the other side of every fight that I'm in because they're really good, and they've seen it hundreds and hundreds and hundreds of times. They're nobody fool. It's tough to go up against them without the proper preparation and mind set. They're good. They're really good.
Lopez: One of the reasons I'm also bringing you on is that I want my listening audience to know that there are what I call...I always label from a legal standpoint that there are lawyers and then there are advocacy lawyers, but you're an advocacy lawyer that wins cases. Let's just put it out there.
George Sr.: We have to.
Lopez: Let's stop messing around with this. This guy wins cases, okay, and that's what you want when you're going up against a major insurance company. We're also finding right here in the south there are so many parents that are entrusting their loved ones to nursing homes, and we're hearing so many stories out there about these people that basically are either abused or wrong medications or just not the right thing to do at a nursing home. How do you handle that? How do you handle a situation like that?
George Sr.: Well, it's funny you say that. I brought my parents down here. They are long lived and really, really good people. They're my heroes actually, and I'll tell you a story about my mom. I just have to.
Lopez: Go ahead.
George Sr.: She was born in 1915, and her father was Polish, and he said, you're a woman. When you're 18, you're on your own. I'm not going to pay for school. So she graduated from school when she was 17, college, when she was 17.
Lopez: College? Wow.
George Sr.: Because she had that will power and focus, so she's kind of my hero.
Lopez: She was driven like your law firm, like you are also. [inaudible 00:12:23] your motto result driven.
George Sr.: My dad was a natural leader. He was a man, so they're sort of my heroes. I forgot where this is going. I kind of got lost.
Lopez: We were talking about nursing homes.
George Sr.: Oh, the nursing home. So, I brought them down here in 2005, a little pay back for the many years they had to put up with me, and so I put them in a nursing home. The first thing they did was they stole my mom's wedding ring...
Lopez: Yes. We're hearing about abuses all over.
George Sr.: ...and meant a lot more...I took them out of there, and I bought them a condominium, put them in there, got them 24 hour care. My dad passed away shortly thereafter, but my mom just passed away in February so she had a good happy life.
Lopez: 1915, though. That's incredible.
George Sr.: I know.
Lopez: But here is the problem is that you had the...how can I say it...the funds, the awareness to be able to do that. Most people in South Carolina do not have the awareness or the funds to do anything. If they see missing things or they see bruises or bad medication, basically a lot of these homes are not claiming responsibility. What do they have to do as far as...in reference...do they need to document stuff? How do they do that?
George Sr.: They absolutely have to document everything, and you have to talk to the people.
Lopez: Should you document stuff even if you're coming into a nursing home right away...you're just coming into the nursing home, but you want to make sure these are the first initial moments, say a 3 month period, we're just going to document. Make sure that there's a pattern because usually if it's a bad pattern, you'll see it early and if there's a good pattern, you'll see it early.
George Sr.: Absolutely. I got to be very familiar with the authorities, and they...I talked to them all the time and gave them documentation and finally took them out.
Lopez: Excellent. Ladies and gentleman. We have George Sink of George Sink Law Firm, biggest law firm Charleston, Columbia, South Carolina. This guy wins cases, but he's also Power Hour, and I'm going to tell you something. I'm so impressed. George, Sr., George, Jr, and we got a tv crew sitting here, too. We're talking really about us, and this is what the Power Hour offers because I want to introduce you that there is someone on our side...the Sink Law Firm. 748-9293. Any legal questions. We're talking about whether it's insurance, whether it's car-related, social security, drugs, dangerous products, nursing home. I mean, these are things that effect our lives every single day. It's time to bring a warrior to our side, George Sink. 748-9293, 748-9293. Power Hour right back at ya.
And good evening, South Carolina. Good evening, Columbia. Welcome back. Power Hour Radio. Lopez Martinez Show, Wednesday, and I tell you what. I've got a guy in here I admire. That's right. George Sink Law Firm. You see the big firm. It's one of the biggest right here in Columbia. They just moved here...one of the biggest in Charleston. These guys win, ladies and gentleman, and I'm going to tell you something, former Marine. I know you hear a nice, warm, soft and cozy voice on the radio, but he's got the eyes of a Marine man. You got them. We're talking about basically product line. We're talking about injuries, and we're talking about being...how can I say...a lot of times people don't know that a lot of these attorneys are there, but they're letting insurance companies take over the case. Not George. He brings that Marine approach. I tell you what. Let's take a couple phone calls, and then we'll get back into some more information. Phone lines are packed, so we're going to take them one at a time. Let's start off with Woody. Woody, you're up first. How are you today, Woody?
Lopez: Yes sir. How are you today?
Woody: [inaudible 00:21:29]. Listen, I was just kind of curious. I bet you my situation with my life insurance policy that I paid for 23 years that when I got it, it was supposed to be that it built up equity and everything, and I could actually borrow. The insurance agent, the guy I bought it from, moved to a different agency, and [inaudible 00:21:58] they put it all in the stock market, and they lost it all. Is that something that I should pursue or what?
Lopez: Hold it. Hold. Let me cue him up. I'm sorry.
George Sr.: Sure.
Lopez: I'm [inaudible 00:22:10] paying attention to you.
George Sr.: Oh, Woody, yes. Absolutely. That's terrible. They have something called...it's whole life insurance, and they have other kind of cheap insurance, cheaper. I buy the cheap stuff. Term life.
George Jr.: Term life.
George Sr.: But when you build up...the reason you pay more...
George Sr.: ...for your equity is because you chose that. That's what you bought. It's like you bought a limo, and they've given you a very small car back. You deserve to get what you're supposed to have, and I'm not sure it's with the agent. It's the agency itself has insurance. It's called errors and omission.
Lopez: Yes, they do.
George Sr.: And if the had made a mistake, they should pay for it. You should go to the agency, confront them with it, and there may be a misunderstanding where you might be...they might have said something that confused you, but give them a chance and write out, if you can, ahead of time. I like doing that so I don't get mad. I just give it to them. There it is. That's what I want, and so I'm not emotional. That's what I paid for. This is what I should have. What do you say? Then, I write it down what they say and then if it doesn't satisfy you, if they've made a mistake, they've got insurance to cover that.
Lopez: Now, isn't there an insurance company that helps people with the state, actually that will go in as an advocate for him right here as far as when insurance companies don't cooperate. There's like an insurance...I can't remember the name.
George Sr.: Secretary...yeah, secretary [inaudible 00:23:38] insurance commissioner. The insurance commissioner is someone wonderful to write to. You bet, but you bought one product, and it sounds like they may be saying you have something else, and I don't think that's right. You certainly have a right to what you bought. You bought it. It's yours. They should deliver it. I don't care about the stock market.
Lopez: This is a guaranteed contract. I mean, that really is.
George Sr.: That's right. If the stock market doubled, they're not going to pay you double. So if it goes down, they shouldn't pay you nothing.
Lopez: That's a great point, George.
George Sr.: Sure. You're entitled to it. That's what you bought. That's what you deserve so the insurance commissioner is someone that our state provides to help people like you. If there's an honest mistake, maybe the agency itself can straighten it out right there at that level but if not, the insurance commissioner is there for you.
Woody: Okay. I bought it through an agent, and he ended up leaving that company he was with and went with another agency, and wanted to know if I wanted to follow him and I said, well, yeah. I'll be willing how many years so he went to a different company where there was a different plan, but he followed it through. I mean, is that still an issue or...?
George Sr.: Yeah, Woody. I don't know what you did, so I mean you'd have to find out what the facts are, but that shouldn't be hard, and is this gentleman talking to you, Woody? Can you still talk to him?
Woody: Well, I haven't talked to him. He still sends me a card on my birthday every year.
George Sr.: Well, it's time to call him and say I need to borrow some money out of my whole life insurance I bought from you.
Woody: It's not there anymore. I cancelled it a year plus a year and a half ago because it was $25 a year for 23 years or whatever, and also they sent me a bill for $75. I was going into default and then the next month it was $150 I was going in to default.
George Sr.: Woody, I'm going to be honest with you. I sold insurance also to get to law school. It sounds like what you had with that low rate was basically term insurance where you just get a death benefit. You don't really get money where you can borrow, but what you need to do is go check that out, and then if you have some problems perhaps we could give you a hand. Okay, buddy?
Woody: Where I have I got to check it out at now?
George Sr.: Well, with your insurance company. Find out what kind of policy you have and then if you have a term policy you're not going to get money. If you got whole life...there's 2 policies, term and whole life. If you got that...if you got term insurance, you're not getting any money back, okay?
Woody: Yeah. All right.
Lopez: Okay, buddy. I appreciate you, Woody. Thanks a lot. Okay. 748-9293. 748-9293. You want to get in Power Hour. We've got George Sink and George Sink, Jr actually in here. Top law firm in South Carolina. Hey, they're part of Power Hour, and I'm just letting you know it's important that we make sure we're being taken care of, and he's an advocacy lawyer which means they fight for us. Let's go back to phone lines. [inaudible 00:26:40], how are you today?
Speaker 2: Not bad.
Lopez: You sound wonderful.
Speaker 2: Well, thank you. Hello to your guests.
Lopez: Okay, yeah.
George Sr.: Hello.
George Jr.: Hello.
Speaker 2: If I happen [inaudible 00:26:46} then I'll be impressed because I'm not going to go easy on you. When it comes to people being harmed by some food item that is a 2 inch sword on this. Harmed by some food item or some medication that has been genetically maneuvered or engineered as they call it GMO, or a medication for that matter and the corporation or company basically has an onslaught of attorneys or whatever to defend them and yet they claim to be protected as an individual and not as a corporation, how would you help that person in such a circumstance like that?
Lopez: Great question [inaudible 00:27:31]. I'm going to take some more phone calls, and he's going to answer that, okay?
Speaker 2: Have fun.
Lopez: Appreciate you sweetie. Have a good day. Okay, George.
George Sr.: [inaudible 00:27:38], this is a very common thing. I think there's 2 answers. First off, with a genetically modified food...the United States Supreme Court just came up with a decision that's kind of telling [inaudible 00:27:48] they can have their way with the marketplace, and it seems like the marketplace is going that way. I'm not sure what the law is on the genetically modified food, but we have a lot of products out and throughout the years, we've really helped a lot of people make a lot of recoveries with things like Yazmin, denture cream. There was some denture cream out there that people were sold and unbelievably damaging to people.
Lopez: What was the name of this denture cream? You know the name?
George Sr.: No. Not right off hand, but it was amazing that there was a class action that we joined and helped a lot of people with.
George Jr.: It was a number of different denture creams. They put it in. You just want it to hold your dentures in place and what it ended up doing is harming people with zinc.
George Jr.: You get zinc poisoning just from something holding your teeth.
Lopez: So is this still an active lawsuit?
George Sr.: No. These are sort of...throughout the history we've done a lot of things.
Lopez: That's incredible. That's absolutely...because people put that in their mouths, and we don't know what these products are doing, and then they're poisoning right in our system because basically they are part of us now.
George Sr.: That's right, and this is your gums. This is your gums we're talking about. It absorbs so easily in your gums. A recent one I heard about is called Lipitor, and a friend of mine...
Lopez: That's a big one.
George Sr.: Okay. You heard about that about the diabetes how it's effecting women and how people are affected by this. It's terrible.
Lopez: It is incredible, just a lot of bad stuff out there, and that's what they specialize, but I say this guy's a warrior when it comes to y'all. Okay, 748-9293. You want to get in? Got one line available. Let's go back to the phone lines. Callers, you got to hang on. I'm talking to George Sink. I was thinking about the product that you were just telling me, man. It's in my mind there.
George Sr.: A great part of that story is that after this a lot of the companies have gone out there and reformulated the denture cream, so a lot of the new ones don't have zinc in it. That's what these kind of...that's what personal injury attorneys do.
Lopez: But this is the problem I'm having, and this is why I really want the Sink Law Firm being a part of Power Hour because when we find stuff like this out there, we got to get that word out there because you know something? I'm in radio. I been in radio all these years. I get all this information. I know nothing about this stuff because it's quietly done unless you get these little cards in the mail that say there's a class action suit going up against this product, like Lipitor, and we never heard anything about it, but when we find out from you guys, how does this information get out to regular people that are injured by the product?
George Sr.: It's really hard to. Sometimes lawyer advertising is your only hope. The FDA, Federal Drug Administration, they put out notices that they're on warnings or withdrawn from the market. Sometimes you'll see that on television. Sometimes you hear about Toyotas or other rollover problems or gas pedals getting stuck. That should be a way to know on television.
George Jr.: But you think about it, Toyota's not going to come out with a $1 billion ad campaign to tell you, hey, look out for our cars.
Lopez: No company is going to do that.
George Jr.: No.
Lopez: The companies are looking like you said to make money.
George Jr.: Right.
Lopez: So how would regular people find out about this stuff?
George Jr.: I have a strong recommendation to check out...come onto our blog, www.sinklaw.com, and we are constantly posting these things. We're talking about the most dangerous intersections here in Charleston, South Carolina, Columbia, South Carolina, Sumpter, Greenville, Myrtle Beach, everywhere up and down South Carolina. We're also talking about the product recalls, things that are dangerous to children.
Lopez: You really kind of intrigued me with this intersection because we have a place called Malfunction Junction. That's right. Right here in Columbia. It's on I-26 and I-20 and it's highways all combining, and what we have found is that these highways are...who can you go after having a major accident by default of design because of the design of there road? If it's called Malfunction Junction, everybody knows it's called that. There's a problem there.
George Sr.: There is, but you need enough money, and I think that was the last part of your second after Woody....
Lopez: [inaudible 31:48]
George Sr.: [inaudible 00:31:48] asked. It takes money. That's the problem. We operate on a contigency fee, and we get a recovery and we get a percentage of it. If we don't make a recovery, we don't get paid.
Lopez: Let me just say what it could...because George is...a contingency fee for a lot of people out there, what it means is that George says, look, you come into the office. You talk to them about your case. They listen to your case. You have no money, none, but you know something? George sees that case is winnable. He takes it. He takes a percentage of the money, but basically you get paid also, and it's looking out for you and that's why I say it's called advocacy law, very important.
George Jr.: That's right. The lawyer knows insurance companies...the lawyers and the big companies. They get paid by the hour, but here it's only if you win. Don't see a penny until you get paid.
Lopez: That's why I'm bringing them on because you run into...a lot of times we here in South Carolina, we're injured by either say a product line or a faulty equipment or an accident that's happening, and we don't realize well the attorney says, well, okay. I will perhaps take the case. Now what I'm going to need is to have this amount of money upfront if you want. It really kind of takes you out so what I'm saying is it's so important that we as...how can I say...South Carolinians are protectected, and that's why we have George Sink and George Sink Law Firm, and we're going to talk about that. Okay. I missed a couple of y'all. We'll get you back here. You got to hang on the line because I'm still trying to get as much information from George Sink because they came all the way from Charleston. Okay, 748-9293. Power Hour for power audience. 748-9293. We're talking to George Sink. If you have questions in reference to any of this, injured, job, worker's compensation, automobile accident, dangerous products, right back at ya.
All right, all you champions out there. Welcome back. Power Hour Radio,
Lopez Martinez Show, and I tell you what. Number one law firm right here
in South Carolina, George Sink. You see him on t.v. Forget about the t.v
stuff. He's a regular Joe, former Marine, actually a former teacher,
and knows the law inside and out, and he's on the Power Hour, and
the reason we got him on because a lot of times we, right here in South
Carolina, we're abused. We're taken care of by George Sink, Jr.
I have George Sink, Jr also. At times...sometimes it's like life or
death with this situation because if you don't have somebody in your
corner, someone helping you out, there's always someone, and a corporation
or large entity that will take advantage of you, and that's why we
got them on. When we look at this, it is so interesting talking about
worker's compensation, and I know they really do a lot of worker's
compensation because a lot of people...sometimes they will get injured
on the job, and you know we are a right to work state, but we're not
the right to take advantage of people state, and that's where you come in.
I'm going to tell a quick story. There was once a time when I was in college. I think it was my sophomore year. I was working at a construction company, and they sent us out to Augusta, Georgia, and I'll never forget I was like 19 years old. I'm working, and they sent us on a roof in the rain, and I slipped off the roof. It was a gigantic building, like 100 foot drop, and I slipped off the roof, cut my leg and got about 40 stitches in it, and basically the company just let me go. Well, a couple weeks later, I got a letter from the worker's compensation department saying you got a case coming to, and I'll never forget it. The person that was monitoring the case was Jean Toal who is now...
George Sr.: Oh, yeah. The mediator. She's a wonderful lawyer. She was a wonderful lawyer.
Lopez: She was. Now, she is on the supreme court.
George Sr.: Yeah. She's head of the supreme court.
Lopez: Chief Justice, yes. Jean Toal. Actually, they were saying, oh, all he wants is money and that. No. I was working my way through college. I mean, and that's what she said. She said no way. This guy's working his way, but I didn't have an attorney. I didn't have no George Sink, and what I'm finding is that a lot of people are being released from jobs when they're injured with no help, no money, no anything.
George Sr.: And the only way you find out about your rights is you happen...the state happen to tell you.
Lopez: Just happen to tell you. Exactly. Otherwise, I would have never known. How do we help people that may have had this situation? They got injured on a job. Say, is there a certain time, length of time that you have to file that claim?
George Sr.: Absolutely. There is a notice requirement. Actually, you'll lose your claim if you don't file it...notify your employer in 90 days, and it's properly notified your employer.
Lopez: What do you mean properly?
George Sr.: Don't leave a note in the bathroom. Make sure you get to someone who is an authority and you can establish documentation. Thank you very much. Exactly. You have to be sure you're right because the one thing you'll find out very quickly is that they forget.
George Sr.: They don't remember you doing that, and that's what they'll testify to because, guess what? When they testify, they're testifying because they have a job with that employer, and they're testifying for that employer. You don't have a job. You're not working for them, and that person testifying has a nice excuse to forget what happens so you better nail it down tight.
Lopez: You know, we're in an age where a lot of people are at a computer all day long and there is new discovery of illnesses as far as with the body because the body wasn't meant to sit all day long. People get arthritis bad because of punching keys or whatever. Their back is messed up. What happens with that? Do they just live and suffer or is there a way in which to say look, I want to make sure that even if I retire or if I leave here, if this injury gets worse, there's some kind of retribution.
George Sr.: There's a way to do that, but it's very complicated and difficult. The one thing...this is sort of an aside...I should be here talking about the law, but one of the things that's interesting to me is the way you sit in a chair, and I'm not sure I do it the right way all the time, but there's a right way and a wrong way to do it, too, and there's something called carpal tunnel syndrome.
Lopez: I was going to say that yeah.
George Sr.: Carpal tunnel syndrome is something that's...
Lopez: A lot of people have it.
George Sr.: Yes.
Lopez: A lot of people have it.
George Sr.: Oh, yes. It's a difficult and hard thing, but you have to deal with it. The best thing to do is every case is different. I want to...there's a lot of good...you were very kind to me, Lopez, you know the best law firm. There's plenty of good law firms out there. Call them or call us. Call somebody and get the guidance that you need and get someone on a contingency contract. That again is where unless you win, you don't have to...if you win, you've got to pay and here's how it goes. The lawyer takes a percentage off the top, then the costs are taken out and then you get the rest. That's how it goes, but if they lose, you don't have to pay them so that's really important.
Lopez: That is very important actually. Now, a lot of times I always tell people if I'm talking about it. Say, you get in a car accident. A lot of people don't realize, and we talked about it during the break, and you get hit. I've been hit in the back, and you don't think about it. You said something important. You said your adrenalin is high. Your energy is going. You're not going to really feel the pain. Then all of a sudden, a week later, maybe 2 weeks later, you start feeling this major pain. Is it too late?
George Sr.: It sometimes is. I'll tell you. The juries nowadays...the jury nowadays are not believing you if you don't go to the doctor right away so it's difficult, but normally what you had to say is perfect. That's just how it happens. First off, nobody wants to be hurt and everybody's a tough guy usually, and most of the time my clients are just the most wonderful people. They get out of their car and go back and see the person who hit them in the rear to make sure they're okay, but they're okay because of adrenalin. Your body is sending...remember the fight or flight thing?
George Sr.: Well, your body just sent out a signal from what they call the anatomic nervous system. It does automatically shot this adrenalin into get you through a tough spot, but guess what, folks? When that jolt runs out, you've got a problem and you know it. All of a sudden it comes on you 24 hours later, 18 hours later, and now you're in trouble. Call and get some help. Get to the doctor right away. Document that you have a problem. Remember? Document, document, document.
Lopez: That's right.
George Sr.: You need someone to coach you through that sort of thing. The first half of this year, we've had over...I don't know, 1700 auto accidents that we were representing people in, and it happens sometimes the same way over and over again. It's highly predictable, just going to happen to you, and you're going to think. No, I'm not hurt. I'm not going. I'm a tough guy. Well, if you wait too long, the juries nowadays are going to look at you [inaudible 00:46:22]. They're going to say, are you really hurt? He didn't go to the doctor right away.
Lopez: So juries really look at people in that way? Are you saying that?
George Sr.: If there's obvious thing like I have a broken neck or a broken arm. That's different then what they call a soft tissue injury, which is a strain, sprain, but they are very difficult and debilitating. I'd be willing to bet that half of our audience or more has had this experience in the past one way or the other where you strain or sprain something. Nothing broken, but boy are you out of whack for awhile.
Lopez: What about back injuries?
George Sr.: Yes. Those are very important. Oh, the toughest.
Lopez: The toughest ones?
George Sr.: Oh yeah.
George Sr.: You really have to pay attention to it so I'm just begging everyone. If you think...just go to the doctor and have it checked out, please. By the time you get there, it's not too late.
George Jr.: What's the worst that can happen? At the worst, if you go in and you're fine, the doctor says you're fine. You know you got a clean bill of health.
Lopez: It's better to get checked.
George Jr.: That's right. It's better to get checked, and at the worst, you got an expert looking at you who can tell you how to prevent problems for the future. It's just good policy even outside of the accident.
Lopez: When we say from a protection standpoint as far as to protect ourselves from a lawsuit, what is the best way to protect yourself from a lawsuit?
George Sr.: Well, of course, not to get in that situation, but once you're in it, you need a lawyer. I mean, period. That's the end of that. The other side is so powerful and so well trained and has seen this over and over day in and day out that they're very well prepared. Over the years, they've developed many very sophisticated systems. I watch their advertising, too. It's very tricky and pretty good.
Lopez: What do you mean? Explain.
George Sr.: Well, you're in good hands with...
George Sr.: State Farm is a good neighbor.
Lopez: Make you feel like it's a really caring, it makes it personal, but please.
George Sr.: No, no, no. It's nothing like that at all. If you're in an accident, they have a form Fr10 that they submit to the state, and one of my first experiences was when my son was in an accident with his mom and his brother, got hit in the rear. We took care of it, but a year later, I had a great insurance company, USAA.
Lopez: Military. I have them, too.
George Sr.: Yeah. It's wonderful.
Lopez: They are a wonderful company.
George Sr.: They raised my rates, so I called them up. I said why did you raise my rates? We haven't done anything wrong? He said, no, you were in an accident last year, and I said well, yes, but that wasn't our fault, and they said it didn't matter. Okay. I get it. The state reports to the insurance companies so they know that you've been in a rate raising situation.
Lopez: That's a rate raising situation?
George Sr.: It was for me.
Lopez: Wow. I mean, it wasn't even your fault.
George Sr.: No.
Lopez: That's incredible.
George Sr.: And that's a good company.
Lopez: That's a great company. I'm surprised.
George Sr.: Me, too, but those things can happen and so you have to know that the insurance company is going to know you were in an accident almost immediately.
Lopez: It doesn't matter whether...right. Even if it's not your...say what happened was you got injured. The other insurance company...you didn't have to report it to your insurance company but somehow it got reported to your insurance company.
George Sr.: It did because the state has a vehicle [inaudible 00:49:20]. I'm not saying this happens every time. I would be surprised if it did, but it happened to me.
Lopez: With a good insurance company, a reputable insurance company.
George Sr.: Yes, so you have to be careful, and you have to do what you can to make sure that you are protected so if they're coming after you, you really do need to call a lawyer, someone you trust, someone you know about, someone you care about, somewhat who has experience in that area. You have to get that right away, and there's plenty of good ones out there.
George Sr.: There are a couple things that some people have had a lot of success in doing to protect themselves. A couple things that are really cheap in car insurance can be uninsured motorist protection and rental car protection. Sometimes people get hit so hard they lose their car.
Lopez: That's right.
George Sr.: And they're not able to drive.
George Sr.: They can't go to work. My son has just pushed my button, so everybody, I'm going to give you the best advice I could possibly give you. This is [inaudible 00:50:08].
Lopez: This is a free one.
George Sr.: Yeah. Get that UM. It's called uninsured motorist. If they hit you...
Lopez: I was telling people about it the other day.
George Sr.: Thank you. And now I'm going to give you...
Lopez: And they don't even realize it.
George Sr.: I'm going to give you a bonus.
Lopez: Yes, please.
George Sr.: Get as much as you can. Get the maximum because it's really, really cheap and it really, really helps you. Now, here's the law. If they hit you and they don't have any insurance, uninsured, they're uninsured, you can go against your own policy and make a recovery up to the limits of your coverage. Now, there's another one, and this is the one...
Lopez: Even if you have liability...
George Sr.: Oh, yes.
Lopez: That's the secret. That's the key. A lot of people don't really...even if you have liability, you can still get your vehicle fixed if they didn't have insurance.
George Sr.: Liability sort of is funny because liability is when it's my fault.
Lopez: That's right.
George Sr.: I hit you. When you sue me, you can get up to the limits of my liability from my insurance policy. So, there's one more thing that I want to give you. This is a gift from George Sink to you. This is under insured motorist coverage. It's something that you can buy from your company. Please remember. Under insured. Now, there's two...
Lopez: It's not even expensive.
George Sr.: Oh, it's so cheap. Thank you.
Lopez: Very cheap.
George Sr.: Yeah, and what happens is when they hit you and you go against their liability insurance and it's not enough because they really hurt you, and it's not enough. You can go against your under insured motorist coverage that you bought...it's really cheap...and you can recover up to the limits of that coverage, and you buy it for yourself so you can protect yourself, your loved ones, everybody by buying as much uninsured coverage as you can by buying as much under insured as you can. It only helps you and it's cheap. George Sink to you.
Lopez: Only George Sink...we're getting ready to close. I'm going to just say this. Ladies and gentlemen, you've just experienced just a little time with George Sink and George Sink, Jr., but the great thing about them is they're not just in Charleston. They're here in Columbia and absolutely a beautiful law firm. I have to admit, but also they're advocacy lawyers, and we want people that are on our side so I'm just making a plea to you to let you know it's their saying, but George Sink Law Firm really is on your side, and I think when you're in a situation like that, you want someone that cares about you and your family, and that's why we're bringing him in.
George, I got to say you and your son, I really appreciate you coming, and I know we're going to have you on much more times.
George Sr.: I hope so. It's a real pleasure.
Lopez: He's a part of Power Hour, and I got to say I'm just impressed with him, the law firm and your background. Thanks for being a great American.
George Sr.: Thank you so much, Lopez.
Lopez: Be blessed.