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Understanding South Carolina TTD Workers' Comp Benefits

Understanding South Carolina TTD Workers' Comp Benefits

| Apr 11, 2013

South Carolina requires all employers to have Workers' Compensation insurance for all of their employees. Your company could have a third-party insurer or could be self-insured. Either way, that policy is designed to protect you if you have been hurt on the job.

Workers' Compensation can cover all medical bills associated with your workplace injury or illness. But what if you are missing work as a result of the injury? That's where temporary total disability payments come in. If you miss seven consecutive days of work because of your injury, you could become eligible for TTD on the eighth day. How much is TTD? South Carolina Workers' Compensation law requires insurance to pay two-thirds of your average wage including overtime, bonuses and tips if you miss more than seven days as the result of a workplace injury. How do you get TTD? Your employer chooses the physician who will initially treat your workplace injury or illness. That doctor will work with you to determine how your recovery might progress. If you miss work on doctor's orders or because of debilitating pain, you may  qualify for TTD on the eighth day. How long does TTD last? You can collect temporary total disability pay for up to 500 weeks. But the pay usually stops when a doctor says you have recovered as much as you are going to recover. Most people will not receive TTD payments for the full 500 weeks, which is more than nine years. What comes after TTD? Once you have recovered as much as you can from your injuries, South Carolina Workers Compensation allows you to work with a doctor of your choosing to determine long-term impacts of your workplace injury. Even if you go back to work quickly, you could still qualify for permanent partial disability if you have any permanent scarring or disfigurement of any part of your body. If your injury or illness will keep you from working, you can qualify for permanent total disability, which will pay the same two-thirds of your average wage for up to 500 weeks. Do TTD benefits count against other benefits? No. If you are awarded PTD or PPD once you have recovered as completely as possible, the temporary benefits will not count against your payments for PTD or PPD. If you have any questions about how the South Carolina Worker's Compensation temporary total disability or other benefits are paid, contact the experienced South Carolina Workers' Compensation attorneys at George Sink Injury Lawyers for a free consultation. We have offices throughout South Carolina and will make sure you have a good understanding of your rights and options.
Categories: Workers Compensation
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