If you were injured on the job in South Carolina, you will want to make sure your employer's Workers' Compensation insurance covers all of your medical bills as well as payment for the time you miss from work as the result of your workplace injury .
Here is how Workers' Compensation claims in South Carolina are calculated.Medical expense s Your South Carolina employer's insurer is responsible for covering all medical expenses related to work injuries. The only requirements for receiving full compensation for medical care are that you report your injury to your employer within 90 days of the incident, and visit the healthcare provider of your employer's choosing. Temporary Total Disability If you are recovering from a work-related injury and missing work, South Carolina provides for a partial wage replacement. If you miss seven consecutive days because of a work-related injury or illness, you could become eligible for temporary total disability benefits on the eighth day. With TTD , you are entitled to up to two-thirds of your average weekly wage over the year prior to your injury, excluding the quarter in which the injury occurred.
- The temporary total disability calculation must include any overtime or bonus pay, something many employers forget or don't realize. It's important that you double check and make sure your TTD is accurately calculated.
- The maximum weekly compensation in South Carolina is set at $743.72 a week in 2013.