In South Carolina, lawmakers refer to Uber and Lyft as transportation network companies. They passed special laws to ensure all rideshare accident victims have the right to recover compensation, and there is insurance coverage available to pay out on their behalf.
If you suffered injuries in a transportation network company crash near Columbia, SC, we can help you understand how you may be able to recover compensation. An Uber and Lyft rideshare accident lawyer in from George Sink, P.A. Injury Lawyers can help you try to negotiate a settlement or file a lawsuit to recover your accident-related injuries, treatment, and losses. We will review your case for free and handle your case on a contingency fee basis. You pay us nothing until we recover compensation in your case.*
Call 803-999-2993 for a free review. Our personal injury team is available to take your call 24/7.
How Much Money Can I Expect to Receive After a Columbia, SC Uber and Lyft Rideshare Accident
We cannot determine the worth of your claim until we complete an investigation, which will allow us to know the extent of your injuries and treatment, but we can help you understand the types of damages we may be able to recover on your behalf if we successfully negotiate a settlement or win a financial award in court.
The damages you recover in your case will depend on the losses you experienced, and many differ somewhat from this list. However, this will allow you to get a general idea of what may be available to you.
Some of the most common types of damages taken into account for determining victim compensation in a rideshare accident and injury case include:
- Medical treatment costs
- Prescription drug and pain medicine
- Ongoing care costs
- Lost wages and diminished earning capacity
- Property damages, such as repair or replacement of your vehicle
- Some out-of-pocket expenses directly related to the crash
- Pain and suffering and other damages
When we handle your case, we need to collect all possible evidence of your losses to build a strong case that allows us to fight for the full compensation you deserve. We will ask you for medical bills, receipts for out-of-pocket expenses, and other documentation as a part of our investigation into your case. This allows us to calculate your expenses and losses, and assign a fair settlement value to your claim. We can often help you collect and organize this information to maximize the value of your claim.
South Carolina’s Strict Insurance Requirements for Transportation Network Companies
South Carolina requires all drivers to carry liability insurance, but they have additional requirements for rideshare drivers. This includes coverage both when the driver logs into the company’s network and when they are giving a ride.
Logged Into the App
When the rideshare driver logs into their transportation network company’s app, they must have proof of insurance coverage that includes:
- At least $50,000 for death and bodily injury per person
- $100,000 for death and bodily injury per accident
- $50,000 for property damage per accident
Paired with a Rider in a Prearranged Ride
From the time a rideshare driver pairs with a rider, they must have at least one million dollars in coverage for death, bodily injury, and property damage.
Filing an Insurance Claim after an Uber or Lyft Crash in Columbia, SC
When we review your case, we will help you identify the insurance policy that should be in effect based on the state transportation network company laws and the coverage provided by the rideshare companies or other coverage that may apply. Because the driver’s status on the rideshare app plays a key role in determining which insurance policy is in effect, this is vital information for us to confirm while we work your case. Luckily, South Carolina State statutes require Uber and Lyft drivers to disclose their ride status during the time of the wreck.
If the Driver Is Not on the App
If the driver was not logged in the app at the time they caused an accident, their personal insurance liability coverage.
If the Driver Is On the App But Not Matched With a Rider
When a rideshare driver is logged on the app but is not matched with a rider, the transportation network company must assure sufficient coverage applies if the driver causes a car wreck.
See 58-23-1630 (E) and 58-23-1630 generally
If the Driver Is Paired With a Rider
When a rideshare driver in Columbia pairs with a rider, Uber or Lyft’s large liability policy goes into effect. This policy provides at least one million in liability coverage for personal injury, death, or property damage.
Information for the Uber or Lyft Rider (passenger in the car, truck, or SUV)
If you were the rider in an Uber or Lyft at the time of the accident, you may generally be able to file a claim based on the rideshare company’s one-million-dollar liability policy if your driver is at fault. In some cases, though, other drivers may be liable and their insurance may apply instead.
Talk to an Uber and Lyft Rideshare Accident Lawyer in Columbia, SC
At George Sink, P.A. Injury Lawyers, our personal injury team can help you understand who is liable and how to pursue an insurance claim after a rideshare crash. We will review your case for free, and help you understand your right to compensation. We can file your insurance claim or pursue a personal injury lawsuit if necessary.
Call our office in Columbia today at 803-999-2993 for your free consultation with an Uber and Lyft rideshare accident lawyer who can help with car wrecks near Columbia, SC.