South Carolina operates on a tort-based car accident system, meaning you have the right to hold an at-fault driver responsible for the damages he caused you to suffer. If you believe a careless or reckless driver caused you to sustain injuries in a crash, a car accident lawyer in Columbia, SC may be able to help you file an insurance claim or personal injury lawsuit to collect compensation for your accident-related losses.
At George Sink, P.A. Injury Lawyers, our car accident team can help you understand your rights and options after a Columbia car crash. If we believe you have a viable case, we can go to work for you and help you get the money you deserve — faster.
Call us today at (888) 612-7001 to schedule your free case review with a member of our team.
Damages Available in a Columbia Car Accident Case
There is no way to know exactly how much your case might be worth until we conduct a full investigation and have a good idea about the value of your losses and expenses. We can, however, help you understand the types of damages we can often recover for our clients after a Columbia, SC car accident.
The types of damages you recover in your case may vary somewhat, because every situation is different, and you may not have endured this full range of losses. Alternatively, we may be able to recover additional damages not included on this list if we can definitively link them to the accident.
Some common damages our clients recover in car accident cases include:
- Medical bills and treatment-related costs
- Ongoing care costs, as estimated by experts
- Lost wages during recovery
- Diminished earning capacity, if they cannot return to their old job
- Out-of-pocket costs related to the crash
- Repair or replacement of their vehicle
- Pain and suffering damages
Identifying the At-Fault Party and Holding It Liable in a South Carolina Car Accident Case
In some car accidents, determining fault is more straightforward. Looking at the accident report is a good place to start. Our job is easier if the police report clearly places blame on the other driver, especially if law enforcement issued a citation. We can help you identify any and all potentially liable parties and collect evidence of their negligence during our investigation.
By enlisting the help of accident reconstruction specialists and other professionals, as well as using our experience to your advantage, we can show:
- What happened during your accident
- Who caused your crash
- What the at-fault party did to cause it
- Why it happened
- What role you and others played in the accident
By building a strong case to show the other driver acted carelessly or recklessly, we can establish he caused your accident and injuries and link your damages back to the crash.
Liability and South Carolina Auto Insurance Laws
South Carolina law requires all motorists who register a vehicle in the state to carry a minimum amount of auto liability coverage. This includes:
- $25,000 for injury or death of a single victim
- $50,000 for all injuries or deaths in a single accident
- $25,000 for vehicle and other property damage
Liability insurance pays out to cover the injuries and damages sustained by the victims of an accident caused by the policyholder. Assuming the at-fault motorist who caused your crash carried the required insurance policies, we can file a claim with his insurer and attempt to recover compensation on your behalf up to the limits of the policy.
Navigating the Claims Process After a Columbia, SC Car Accident
Once we have a strong case to prove negligence, liability, and the value of your damages, we have two options to try to recover the compensation you need. This includes:
- Filing a claim based on the at-fault driver’s coverage; or
- Filing a personal injury lawsuit against the negligent driver in a South Carolina civil court
Filing an Insurance Claim
Typically, we will begin by filing an insurance claim based on the other driver’s liability coverage. This process often involves:
- Calculating a fair settlement offer based on your damages
- Building a strong case against the at-fault driver
- Sending a demand letter outlining our case and your damages
- Rejecting the insurer’s low-ball counter-offer
- Engaging in aggressive settlement negotiations
- Agreeing to a settlement or preparing to take further legal action against the driver
Often, we are successful in negotiating a fair settlement at this point in the process. This can help us get your money to you faster, and without the added stress of navigating the court system.
Filing a Personal Injury Lawsuit
If the insurance company denies our claim or refuses to pay out a fair settlement, we are not afraid to litigate your case. South Carolina Code § 15-3-530 gives us three years to file a lawsuit against the negligent driver and try to collect compensation.
If a lawsuit becomes necessary, we will walk you through the process step-by-step. We will prepare you for court appearances, and make sure you feel comfortable. In court, we will represent you to the judge and jury, and ask them award you the compensation you deserve.
If you have questions about the status of your case or you have concerns about the process, you never have to look too hard for answers. When we accept your case, we will assign two full-time staff members to help you. They will be available to you and can help you understand what to expect throughout this entire process.
Talk to a Car Accident Lawyer in Columbia, SC, About Your Case Today
You need results, and we have the resources to help you get them. The Columbia car accident team from George Sink, P.A. Injury Lawyers will review your case for free and can explain your options for trying to recover compensation. Call us today at (888) 612-7001 for your complimentary initial consultation. We can meet you at the hospital, in your home, or at our Columbia office.