Social Security disability benefits may be a critical financial lifeline if you either cannot work or can only work in a limited capacity. Filing a disability benefit claim can be complex and even more difficult if you are the one who is disabled, and a Greenwood Social Security disability lawyer could handle the bulk of the claims or appeal process on your behalf.
Call George Sink, P.A. Injury Lawyers today for a free consultation about our Social Security disability-related services. We can examine your case and tell you more about your legal rights.
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Disabilities Are a Fact of American Life
The Centers for Disease Control and Prevention (CDC) notes that 61 million Americans are disabled, equating to more than one in four American adults living with some type of disability. Not every adult with a disability seeks or obtains disability benefits, and your ability to obtain disability benefits may be determined by:
- The specific nature of your disability
- The severity of your disability
- The specific symptoms of your disability
- The type of job that you hold
- The extent to which disability symptoms interfere with your ability to earn a living
The CDC adds that 1 in 3 adults with disabilities are unable to have their healthcare needs met for financial reasons, highlighting the importance of access to disability benefits. If you are personally affected by a disability that interferes with your ability to work, then you could be able to collect disability benefits funded through Social Security.
How Your Disability May Affect You
The specific disability that you have could determine precisely how you are affected by the ailment. Some unfortunate realities for those who are disabled include:
- Being unable to work, and consequently unable to earn a steady income
- Being able to work only in a significantly restricted capacity
- Being limited in physical ways that prevent you from exercising and engaging in other physical activities
- Lacking energy, especially in cases where your disability is related to a disease
- Facing emotional and psychological deficits that may be related to a physical condition
- Lacking the independence you may have had before developing your disability
An inability to work in a full capacity or to work at all could be the primary focus of your application for Social Security disability benefits. If your disability prevents you from working as you normally do, then you may experience significant financial strain that extends into other aspects of your life and health.
Filing a disability claim with the Social Security Administration (SSA) could be a step towards obtaining any disability benefits that you are eligible for. A lawyer may be able to help you complete and submit your claim, as well as assist you with any appeal necessary should your claim be denied.
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There Are Multiple Forms of Social Security Disability
The term “Social Security disability” may generally refer to two more specific types of Social Security-funded disability benefits. The two primary forms of SSA disability benefits are:
- Supplemental Security Income (SSI)
- Social Security Disability Insurance (SSDI)
Eligibility requirements for either form of disability benefits may differ. SSI “pays benefits to disabled adults and children who have limited income and resources,” according to SSA literature. The qualifications for SSDI may generally be more restrictive, as in order to qualify you may:
- Have had to worked recently enough to qualify
- Need to have completed a certain number of years working in order to qualify as “insured”
- Have needed to pay a certain amount of your earnings to Social Security
These sorts of prerequisites could be determined by how long you were in the workforce before becoming disabled, the specific line of work you were in, and how much you earned (which could have affected how much you were paying into Social Security coffers before being disabled).
Your South Carolina Social Security Disability lawyer may be able to help you process the implications of your own work experience, your injury, and the impact that such matters have on your eligibility for Social Security disability benefits. They may help you complete a claim for whichever type of disability benefits is most appropriate for you.
Your Lawyer May Lead Your Claim or Appeal
A lawyer may be able to help you regardless of whether you have yet to file a Social Security disability claim or your claim has been rejected and you need to file an appeal. Some ways in which a lawyer may assist you include:
- Collecting documentation of your injuries and medical care
- Documenting your work history, tax documents, and other evidence pertaining to your eligibility for benefits
- Documenting the ways in which your injury has negatively affected you, including its impediment on your ability to work
- Filing your claim
- Handling subsequent paperwork once your claim is filed
- Handling communications with SSA officials
- Ensuring that your claim is processed
- Filing an appeal if your initial claim is rejected
A lawyer’s value to you or your loved one could range beyond the specific services that they provide. Having a lawyer assist with your claim could allow you to focus time on your recovery, family, and other responsibilities—time that you would have had to spend filing a claim or appeal if you did not have a lawyer to assist you.
In addition to the above services, a lawyer may look out for your rights and provide guidance in all matters pertaining to your claim or appeal.
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A Greenwood Social Security disability lawyer may be able to handle the responsibilities of filing a disability benefit claim or appeal on your behalf. In certain cases, they may handle both processes for you.
Call George Sink, P.A. Injury Lawyers today for a free consultation. Just focus on getting better and leave the rest to us.
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