Lending your car to a friend can be costly if they get into a car accident. Even if you were not driving the car when an accident occurred, your insurance would be considered the primary liable party.
All claims that go through your insurance could affect your rates. However, if your car was taken without permission or the driver has no license, the driver would be responsible. Determining whose insurance policy should cover damages in an accident can be complicated. Your attorney could help you understand your options, though.
What You Should Do if Someone Else Crashes Your Car
Prompt action is beneficial if your car was involved in an accident and you were not the one driving it. Whether you were in the car or not, the following steps are the same. Here are a few actions you should take after someone else crashes your car:
Reach Out to Your Attorney
Depending on your situation, retaining a car accident lawyer can help. Your attorney can seek compensation for damages caused by the accident. Our team can help protect your rights and secure the compensation you need.
Understand Your Insurance Coverage
Understanding your covered losses is essential when seeking compensation. If you have an attorney, they can review your insurance policy and help you determine the best action to take.
Document the Accident
In some states, a driver involved in an accident must call the police immediately after the accident happens. If you are not in the car at the time of the accident, ensure the driver contacts the police and notifies them of the accident.
Alternatively, if you were in the car during the accident, you can call the police yourself. This is vital because the police create a record of the accident to make an insurance claim. After the police are informed of the accident, you can take pictures of the accident scene, injuries, and property damage. You can also get the names and contact information of witnesses present when the accident occurred.
Your Lawyer Will Determine the Liable Party if You Were in the Car
Suppose the person driving your car was not at fault and you were in the car when the accident occurred. In that case, the other driver would be responsible for your injuries, and you could have grounds for filing a lawsuit against them to recover additional compensation.
You could still file a legal claim to recover compensation for damages and injuries if:
- You weren’t in the car when the accident occurred.
- The person driving your car was injured due to negligence on the other driver’s part.
The Damages You Could Collect After a Car Accident
You could recover the following damages via an insurance claim or lawsuit:
- Pain and suffering
- Medical bills
- Mental anguish, for depression or anxiety
- Loss of enjoyment of life
- Lost wages
- Reduced earning capacity
- Disfigurement or loss of limb
We can also help you pursue wrongful death damages if the accident resulted in the loss of a loved one. You could file a claim against an insurance company or sue someone personally for the damages you need.
What It Costs To Hire a Lawyer After a Car Accident
Our firm works on a contingency-fee basis, meaning you do not pay anything until you receive your settlement check. We will provide you with free representation until the resolution of your case, after which we will collect the fees previously established between you and your attorney.
Some firms ask clients to pay the entire fee upfront, or charge for every hour they work. We know our clients are likely suffering after accidents that shake up their entire lives. So, we will not ask this of you.
Call Our Firm So We Can Get Started on Your Car Accident Case
Our team has helped countless clients receive compensation. If someone else was driving your car and got in an accident, you could reach out to us. We offer free case reviews and will let you know of the legal options you have.
With over 40 years of experience helping car accident victims, George Sink, P.A. Injury Lawyers, knows how to navigate the legal system and succeed. We have resolved over 50,000 cases for our clients, and we will be happy to assist you when you contact us to discuss your case details.
George Sink, P.A Injury Lawyers is ready to stand for your rights and ensure your case will succeed. Get in touch with us today, and we can help you figure out how to get coverage for your damages.