If you have been injured or your vehicle has been damaged in an accident with a rideshare driver, you probably have questions. Firstly, whether you can sue Uber if you get into an accident with a rideshare driver in Georgia? The short answer to this question is yes, but as with many legal matters, there is more to the issue.
Car accidents can be dangerous and traumatic. However, you do not have to go through this uncertain situation alone. As you focus on your recovery, you should consult a rideshare attorney in Georgia. They can evaluate whether you have a case and how much you can sue the rideshare company for.
Can I Sue Uber for My Rideshare Accident?
Yes, you can sue Uber or the Uber driver if you’re injured or your vehicle is damaged in an accident involving an Uber vehicle. Regardless of whether you were an Uber passenger or hit by the driver of the Uber, you could sue. However, depending on your situation, it may be better to sue one or the other.
Uber’s Insurance Policy and Procedures
There are three different amounts of insurance coverage from two different sources that might be available to you. You may want to sue Uber, the driver, or both. This depends on the status of the rideshare driver at the time of the accident.
Driver Off the Clock
If a driver is off the clock and not accepting fares, they are not technically working for Uber at that time. In this case, a driver’s personal insurance policy will cover them. In other words, just because a car has an Uber or Lyft sticker does not mean their corporate insurance policy covers the vehicle at all times.
Georgia law mandates that drivers carry at least $25,000 in liability insurance per person and $50,000 per accident, as well as $25,000 for property damages. An insurance company will handle this accident like a traditional auto accident if a driver is off the clock, using their personal insurance policy.
Driver Carrying Passengers
If the driver is carrying a passenger at the time of the accident, Uber’s policy will cover the driver and provide more coverage than a personal plan. Uber provides its drivers with $1,000,000 in liability and another $1,000,000 in property coverage.
Driver on the Clock
The third situation applicable to an Uber accident is when a driver is on the clock, but between passengers. Often, the driver is en route to another location to pick up their next passenger.
In this case, the driver is covered by their insurance, and Uber provides additional contingency insurance. Contingency insurance includes an additional $50,000 in liability coverage and $25,000 in property coverage.
Whether or not you were a passenger inside the Uber during the accident will also affect your case. You may be entitled to a larger payout. Retain a car accident lawyer in Georgia if you’re not sure if the rideshare driver was on the clock or you are unsure how to proceed.
Can I Sue an Uber Driver If I Am Not a Passenger?
Yes, if you have been in an accident with a rideshare driver, and the driver was at fault, you have the right to sue. Whether an Uber vehicle struck you as a pedestrian or hit your vehicle, you can sue.
When Should I Sue an Uber Driver?
You can file a lawsuit against a rideshare company in many instances, including if you were:
- A passenger in a rideshare vehicle
- A pedestrian struck by a rideshare vehicle
- A cyclist struck by a rideshare vehicle
- An owner of a building damaged by a rideshare vehicle
- A driver in a different vehicle involved in a rideshare accident
A Rideshare Accident Lawyer Can Help You After You Get in a Georgia Accident
Your lawyer can help you determine if you can sue Uber if you get in a rideshare accident in Georgia. You and your attorney can create a plan of action. First, your legal representative will inform you if you even have a case against Uber or the driver.
Next, your lawyer will help you determine how much your claim is worth. Possible claims may include medical expenses, car repairs, etc.
Our Team Can Support You Throughout Your Georgia Uber Accident Case
If you have been in an accident in Georgia with a rideshare driver and the driver was at fault, you have the right to sue. Whether an Uber vehicle struck you, your bicycle, property, or vehicle, you can sue. In addition, if you were a passenger inside an Uber vehicle while it was involved in an accident, you can sue.