As South Carolina auto accident lawyers , we are often asked by victims if they have a claim for compensation if the driver who is determined to have been at fault for the accident had no insurance or insufficient insurance coverage. In other words, what compensation can a South Carolina auto accident victim expect if the at-fault driver is uninsured or underinsured?
In some situations, an auto accident victim may be able to receive compensation for their injuries, damages and losses if an accident is caused by an uninsured or underinsured motorist . The number of uninsured motorists in South Carolina and the rest of the country is quickly rising, given the high rate of unemployment and the tough economy. It is very likely in many car accident cases that a person who caused your accident either does not have auto insurance or does not have enough insurance to cover your injuries, damages and losses.
An experienced injury lawyer can help you determine whether the uninsured or underinsured motorist coverage will apply to your particular case. In most cases, the way it works is when the at-fault driver is not insured or has insufficient coverage, you may be able to seek compensation through the uninsured or underinsured motorist clause of your own auto insurance policy.
Auto accident injuries can be extremely serious and result in loss of wages, hospitalization and extended treatment costs. Remember that when you buy auto insurance, make sure that you consider including underinsured motorist coverage. This is the part of your insurance coverage that will protect you, but it is optional coverage available for an additional premium. Liability insurance only covers another person’s injuries and damages when you are at-fault.
If you would like more information about how to file a personal injury claim in your auto accident case, contact our law firm at 1-800-849-SINK or visit one of George Sink, P.A. Injury Lawyer’s several locations across South Carolina . We will fight for your rights and help you obtain the compensation you rightfully deserve.
The information relayed in this blog is for educational purposes only and is not legal advice. The cases referenced and explained by the blog’s author(s) are for informational purposes only and are not intended to imply that certain, or similar, results may be achieved in each client’s case.