Posted on: June 12, 2013
If you were involved in a car accident , you will no-doubt deal with insurance companies. And there are a lot of questions clients have about how to deal with insurers and what to do after a South Carolina car crash.
Here are a few answers.
Should I trust the insurance companies?
There are three key facts to keep in mind when dealing with insurers after a car crash in South Carolina:
- Insurance companies are for-profit businesses concerned with maximizing their profits for shareholders.
- The responsible party’s insurer doesn’t owe you any favors or niceties. You are not that company’s customer.
- Your insurance company does have a vested interest in you and keeping you as a customer, but is still a for-profit business.
What should I tell the other driver’s insurance company?
If you were injured, tell the other driver’s insurance investigator NOTHING. Contact an attorney before discussing your case with the at-fault driver’s insurance company. Anything you tell them can be used against you later in ways you may not expect.
If you were not injured, it’s still wise not to tell the other’s driver’s insurance company anything about your South Carolina auto accident. You can work exclusively with your own insurance company in most cases and it will negotiate your claim with the other party’s insurer.
What should I tell my insurance company?
If you were not hurt in your car accident, feel free to tell your insurer everything. Property damage cases are usually straightforward and the loss is easy to quantify. Your insurer will be better able to represent you with all the information.
If you were injured, talk to an attorney before you discuss your case in detail with your insurer. While your insurer is generally on your side, it’s still a good idea to make sure you understand your rights and all of the implications involved in your car accident before moving forward with insurers.
Contact a lawyer
Call the experienced and knowledgeable South Carolina personal injury attorneys at George Sink Injury Lawyers with your questions. We offer free consultations and will make sure you get to ask all the questions you need in order to understand your rights and all of your options without pressuring you.