Most of us aren’t regular car crash victims . So, it’s no wonder that most people aren’t sure about what they should do after a South Carolina car crash. While the odds are that you’re not preemptively reading about car accidents, we will start at the beginning with some advice about the biggest and most common mistakes we see South Carolina auto accident victims commit that will likely damage their claim and legal case against the driver who injured them.
1. Giving a recorded or written statement
Do not talk to the other driver’s insurance agent about anything. Don’t discuss your injuries or explain how the crash happened. You are under no obligation whatsoever to discuss the details of your crash with the other driver’s insurance company, though sneaky agents often make you feel like you are.
And they usually find a way to use whatever you say – no matter how damaging it might seem to the at-fault party – against you.
2. Signing a medical release
Just as the other party’s insurance company has no right to hear your explanation of events, they have no right to your medical records. When the other party’s insurance agent asks you to sign a medical release, he or she might make it sound as if it’s obvious they would need your records from the crash in order to process your claim.
The problem is, they don’t restrict their search to the records related to crash injuries. They could go on fishing expeditions into your past to see what pre-existing conditions they can find that could explain the treatment you receive after your South Carolina car crash.
3. Waiting too long to consult with a South Carolina auto accident attorney
Not all auto accidents require the help of an attorney. But if you were seriously injured in a car crash, you need someone to defend your rights. The other party’s insurance company has no vested interest in you. You are not the company’s client and there’s no reason for the company to feel good will toward you and offer any more than the least they can.
4. Not using insurance
When your legal case is resolved, the other party’s insurance company will be required to pay all medical expenses. Those expenses are the real and actual costs and they’re paid to you. If you have been submitting bills either to your health insurance provider or to your auto insurance provider, if you have full coverage, you will likely recover much more than you spent.
Please contact us if you have questions or would like a free consultation with a member of the knowledgeable and experienced South Carolina auto accident team at George Sink Injury Lawyers, which has offices throughout the state.