Yes, you can make a claim if your Uber, Lyft, or taxicab driver was in a car accident and you were a passenger. South Carolina requires ridesharing and taxicab companies to carry liability insurance. If your ridesharing driver or taxi driver caused the accident, you can hold the driver liable for your physical injuries or damages.
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Is the Ridesharing Driver or the Ridesharing Company Responsible for My Damages?
If the Uber or Lyft driver caused a car accident, they are most probably liable for your damages. Both Uber and Lyft usually carry one million dollar insurance policies that may cover their passenger’s damages.
When an uninsured or underinsured driver causes an accident, the ridesharing companies’ usual one million dollar insurance coverage can also be forced to pay. The insurance can also cover hit-and-run accidents.
We can investigate your car accident to determine which party is at fault for the collision and file a claim on your behalf.
Who is Responsible for My Injuries in a Taxicab Accident?
When a taxicab driver causes an accident, you may hold the driver of the taxi or the cab company itself accountable for your damages. Local governments require taxicab companies to carry commercial insurance to cover a passenger’s damages in car accidents so, in most cases, you can file a claim with the cab company’s auto insurance company.
A car accident lawyer from George Sink, P.A. Injury Lawyers can determine the relationship between the taxi driver and the cab company so we can hold the appropriate party responsible.
What Information Should I Collect After a Ridesharing or Taxicab Accident?
You should collect the same information you would in an accident involving your own vehicle. This information includes:
- The name of the Uber, Lyft, or taxicab driver
- Insurance information for the Uber, Lyft, or taxicab driver
- Photos of the accident scene and vehicles involved
- Photos of your injuries
- Copies of any police or incident reports
If another driver was involved in your accident, you should also collect their information. They may have seen what occurred or they may share fault for the accident.
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What if the Uber, Lyft, or Taxicab Driver Disputes Fault for the Accident?
If the driver disputes fault, we can investigate your ridesharing or taxicab accident to establish who was responsible. In addition to the information you collected at the scene, we will work to gather all other available evidence to help support your claim for the money that you deserve. Once the parties resolve the dispute and liability has been determined, we will negotiate a settlement on your behalf.
What If Another Driver Caused the Accident?
When another driver causes an accident, the at-fault driver’s auto insurance company is liable for your damages. Be sure to get the name of the driver and the driver’s auto insurance information in case you need to file a claim against their insurance company for your injuries.
Your ridesharing or taxicab driver will also collect this information for insurance purposes; however, it is best for you to have this information for your own records rather than rely on the taxi driver to give it to you.