Auto Accident FAQ: Will the Insurance Company Pay for Lost Wages if I Can’t Work?

After being involved in a car accident and sustaining injuries, you may be wondering, “Can I collect money for wages I lost while taking time off of work to recover?” Thankfully, South Carolina drivers are entitled to this protection.

By law, every driver in the state of South Carolina must carry at least the minimum liability coverage, which includes bodily injury and property damage. The insurance company of the person who is legally responsible for the auto accident can provide lost wage compensation through bodily injury liability. Other examples of bodily injury damages may include lawsuit settlements, medical expenses, and emotional suffering.

If you are injured in an accident, you may be able to recover damages in the form of lost wages, regardless of fault , provided that you possess bodily injury coverage.  If the insurance company decides that the other driver involved in your accident was at-fault, but their insurance isn’t enough to pay for your lost wages, then you may be able to collect money from your underinsured motorist coverage (UIM) .

You may be able to collect lost wages that resulted directly from the accident, but being entitled to lost wage compensation and actually receiving this from the insurance company are two completely different things. In many cases, car accident victims will disagree with the insurance company as to the value of the claim. If this happens, you can contact a South Carolina car accident lawyer from George Sink, P.A. Injury Lawyers as soon as possible for a free consultation. We are available 24/7 to answer any questions and help you in your time of need. Our offices are located in Charleston, Columbia, Greenville, Orangeburg, Walterboro, and Moncks Corner – but we’ll meet you anywhere in the state! Call today for a FREE case review.