Posted on: April 3, 2013
The social security disability claims process can lengthy and complex. There is a ton of paperwork, medical recordkeeping, important appointments, and phone calls from the Social Security Administration. There are many moving pieces and the slightest mistake can send your claim down the drain. With strict criteria and hard deadlines, it can be difficult to keep track of what you need to do to maximize your disability benefits. An experienced social security disability attorney can help you understand the areas you may overlook when filing a claim for social security.
Benefits for dependents and spouses. Believe it or not, you may be able to receive more benefits if you have children, spouses, or even dependent parents. Families with children under the age of 18 may receive up to half the total benefit amount per child. If you receive SSDI benefits, your spouse may also be eligible for benefits if he or she is 62 years or older, is caring for your minor children, or caring for a disabled child. Your spouse may be entitled to up to half your monthly benefit amount, unless your children are also receiving benefits. All benefits received are subject to a family maximum amount.
Survivors benefits. If your spouse was receiving SSDI benefits before his or her death, you may be entitled to survivors benefits. When a disabled person who was receiving disability benefits dies, the money they were receiving may go to his or her children, spouse, or dependent parents. However, if you remarry before age 60, you may not be eligible to receive benefits as a surviving spouse. If you get remarried after you reach 60 years old (50 years old if you are disabled), your social security disability benefits should not be affected.
Work credit criteria. Receiving social security disability benefits is dependent on the number of work credits you have earned over the years. For most, 40 credits are required to be eligible for SSDI. 20 of these credits should have been earned in the last 10 years before you became disabled. However, some younger workers may qualify for social security disability insurance with fewer credits. You may need to consult with a social security disability attorney to find out if you have enough credits to receive SSDI.
Medical records. A detailed, accurate record of your doctor appointments, therapy routines, and health issues is critical when applying for social security disability. If you do not keep track of these important medical records, it can be very difficult to be approved for SSDI. Additionally, the SSA may send you to a doctor of their choosing if you do not have substantial health information. This may not work out in your favor.
Appeals, hearings, and reconsideration dates. One of the biggest mistakes SSDI applicants make is not keeping track of their hearing dates or dates for reconsideration when filing an appeal. You have 60 days from the date of your denial to apply for reconsideration of your social security disability claim. If you miss your window to apply for an appeal, you have to start all over again! Don’t let this happen! A social security disability attorney can help you every step of the way to make sure you don’t miss your deadlines.
If you are having difficulty with filing for social security disability insurance, contact the experience SSDI legal team at George Sink, P.A. Injury Lawyers. We can help you maximize your benefit amount by guiding you through the SSDI claims process.