Whether you’ve worked for several years or all your life, if you become disabled, you want to know you have the security of wages still coming in. No one wants to have the insecurity of no income, especially if they are the sole or partial provider of a family.
Social Security Disability was created to provide funds to people in need when they become disabled. However, there are stipulations, limitations, and hurdles to overcome in order to obtain this income. You have the option of hiring a Social Security disability lawyer to get you through this difficult time.
At George Sink, P.A. Injury Lawyers, our Social Security disability lawyers in Simpsonville are equipped to manage your case. We understand the intricacies of Social Security law, and we can help you secure the funds you need to carry on with your life following a disability.
In fact, with an attorney by your side, you will be prepared for a fair settlement with the Social Security Office. Our law firm offers over four decades of legal experience to give you peace of mind.
You can rest easy, knowing that your case will be in capable hands as our attorneys use their investigative skills to resolve your case satisfactorily. Do not sit back and let Social Security Disability funds slip by.
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Types of Social Security Programs
If you or a loved one in your family is suffering from a disability, you may qualify for one of the Social Security Disability programs. There are two such programs that exist. They are as follows:
- Social Security Disability Insurance (SSDI)
- Social Security Supplemental Income (SSI)
Both of these programs are paid for by the Social Security Administration and are offered for those who have a qualifying disability. However, each program has different eligibility requirements.
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Knowing Which Social Security Program Is Right for You
As mentioned above, each Social Security Disability program has different eligibility requirements. This is why it might help you to retain the services of a Social Security disability lawyer to help you with your case. In fact, more applications are denied than are accepted, but a lawyer can make sure you have all of the correct information in your application.
The Social Security Disability Insurance (SSDI) program is for disabled people who have paid into the Social Security tax system over the years. The Social Security Administration calculates whether you have “paid” enough into the system to be able to draw from it is based on a “credit system.”
You can earn up to four credits for every year you work if you have qualifying income. According to the Social Security Administration (SSA), in 2020, $1,410 will earn you one credit. Therefore, if you make $5,640, you will have a maximum of four credits.
The number of credits you need to qualify for SSDI depends on your age when you apply, but if you are older, it could be forty credits, twenty of which should be earned in the last ten years. However, check with a Social Security disability lawyer to clarify your circumstances.
The Supplemental Security Income (SSI) program is for disabled people who have not paid enough credits into the system and have met the stringent income requirements. All household income is calculated to determine eligibility, and resources cannot be above a certain amount. Your attorney can provide further information on this program if you think you qualify.
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Eligibility Requirements for Social Security Disability
Whether you want to apply for SSDI or SSI, you must meet a few other requirements. Your disability must be long-term, which means it is expected to last at least 12 months.
The disabling condition hinders you from doing the work you previously did, and the Social Security Administration determines you cannot do any other work (either because of the disability or because of lack of ability).
Other stipulations include:
- You cannot be earning $1,260 a month and receive Social Security because you will be considered ineligible
- Your condition must be severe enough to qualify for disability, which means you can’t do the basic requirements of a job
- Your medical condition needs to be on the listing of impairments that Social Security provides
There are special circumstances and exceptions to these rules, which your Social Security disability attorney in Simpsonville will be privy to. It can help you to have an attorney working alongside you while filling out your application so you can get everything correct.
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Types of Social Security Disability Impairments
The Social Security Administration office lists several different impairments that are eligible for Social Security Disability consideration. There are separate lists for both adults and children. The adult categories include:
- Musculoskeletal system impairments
- Special senses and speech impairments
- Respiratory disorders
- Cardiovascular system disorders
- Digestive system disorders
- Hematological disorders
- Skin disorders
- Endocrine disorders
- Congenital disorders
- Neurological disorders
- Mental disorders
- Cancer (malignant neoplastic disease)
- Immune system disorders
Within each one of these categories is more information about which diseases or disorders are included and the requirements for eligibility. The information is extensive and can seem overwhelming.
However, your Social Security disability lawyer in Simpsonville manages all the paperwork and eligibility requirements for you, so you have the best results.
Seek Help From a Social Security Disability Lawyer Serving Simpsonville
Start the process of collecting Social Security Disability by hiring a Simpsonville Social Security Disability attorney. At George Sink, P.A. Injury Lawyers, we will make sure you are represented fairly. Call us or use our online contact form today for a free consultation.
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