If you sustained an injury on the job, your employer’s workers’ compensation insurance may provide coverage. This includes covering necessary medical treatment and care. Workers’ compensation should also compensate you for your lost wages even if you contributed to your injury.
If your employer or their workers’ compensation insurance company denied your claim, we can also help you seek a review of this decision. A Savannah workers’ compensation attorney from George Sink, P.A. Injury Lawyers can help you pursue the benefits you deserve for your injuries.
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Calculating the Workers’ Compensation Benefits You May Receive
After a work-related injury, workers’ compensation insurance must provide benefits as required by Georgia law, per the Georgia State Board of Workers’ Compensation. Although the benefits you receive will depend on the details of your injury, benefits typically include:
- Medical treatment
- Lost wage reimbursement
- Disability benefits or benefits to compensate you for a permanent injury
The amount of income reimbursement you qualify for depends on your prior pay and the nature of your injuries. It also depends on how long the injuries will prevent you from returning to your job.
Temporary Partial Disability
Some injuries mean that you cannot return to your old job duties and, as a result, you must accept a reduction in pay. If so, you qualify for compensation for a portion of your lost wages for up to 350 weeks.
Temporary Total Disability
If you cannot work at all due to your injury, you may qualify for compensation for a portion of your lost income for up to 400 weeks.
Permanent Total Disability
Catastrophic injuries may prevent you from ever returning to work. If so, you may qualify for compensation for a portion of your lost income indefinitely.
Permanent Partial Disability
The benefits for permanent partial disability (PPD) depend on the degree to which your injury disabled you (known as your PPD rating).
If a loved one died from their workplace injury, you may qualify for coverage to pay for your loved one’s funeral and burial expenses. You may also qualify for partial income reimbursement.
As you can see, determining the amount of compensation you rightfully deserve for your injuries can be highly complex. Our workers’ compensation attorneys can help you navigate the process and seek a fair payout.
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How Does Your Injury Affect Your Workers’ Compensation Benefits?
If you suffered a permanent disability or disfigurement, you may be able to obtain a one-time settlement to compensate you for your injuries.
Calculating your benefits can get complicated since it involves an impairment rating based on your specific injuries. Our Savannah workers’ compensation lawyers can handle your claim and help ensure that you recover what you deserve.
What Is an Impairment Rating?
When you file for workers’ compensation benefits, the Office of Workers’ Compensation Program may require you to see an authorized physician who will examine your injuries. This physician will then assign you an impairment rating in the form of a percentage representing your disability.
This percentage affects how much compensation you can receive for your lost wages and how long you can receive such compensation. Your re-injury salary also factors into your compensation. You cannot receive more than $250,000 for lost wages.
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Types of Workers’ Compensation Injuries in Savannah, GA
Our Savannah workers’ compensation lawyers handle workplace injury claims of all types. Some causes of workplace accidents and injuries in Savannah include:
- Equipment and machinery accidents
- Slips, trips, and falls
- Transportation accidents
- Workplace violence
- Human and animal caused incidents
- Construction-related accidents
Nearly any injury that you suffer at work may qualify you for workers’ compensation benefits, including:
- Repetitive trauma injuries
- Orthopedic injuries
- Head and brain injuries like concussions
- Neck, back, and spinal cord injuries
- Chemical burns
- Fractures and crushes
By Georgia law, workers’ compensation must provide necessary and reasonable medical treatment related to your injury. The insurance company must also reimburse you for a portion of your lost wages after you have been out of work for more than seven days. You will be paid for those first seven days only if you are out of work for more than 21 days.
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Our Lawyers Can Help With a Denial of Your Workers’ Compensation Benefits in Georgia
There are very few exceptions that allow an employer to deny you access to your benefits. If your employer or the insurance company has denied your claim or if the insurance company is not providing your benefits, we can help.
The process involves several phases, beginning with a request for reconsideration. From there, you can also request a hearing before an Administrative Law Judge (ALJ) who can review your case and determine whether the laws were upheld in the original denial of benefits. We can prepare you for this hearing.
Your last resort is to request a hearing in federal court. A workers’ compensation attorney in Savannah from George Sink, P.A. Injury Lawyers can help fight for what is rightfully yours.
How a Savannah Workers’ Compensation Lawyer Can Help With Your Claim
When you choose to work with our workers’ compensation lawyers in Savannah, you can focus on your health while our legal advocates fight for your benefits. We fight to get you every dollar you deserve as quickly as possible. Our services include:
- Working to protect your legal rights
- Handling every portion of your claim so you can focus on your recovery
- Investigating and documenting your case to help you build a strong claim
- Calculating your losses so you can pursue the maximum benefits you deserve
Independent Contractors and Workers’ Compensation
In some cases, your employer may attempt to deny your claim by asserting that you are an independent contractor rather than an employee. Employers sometimes use this tactic to avoid liability for a workplace accident.
Your status as an employee doesn’t depend on whether you signed an independent contractor agreement, though. The actual test is far more complex and takes many different factors into account, including the nature of your work and the amount of control that your employer exerts over the work you perform.
If your employer cites the independent contractor exception to deny your claim, a workers’ compensation lawyer serving Savannah, GA, can help. We can evaluate your job role and duties to advocate for your rights to receive compensation.
Third-Party Claims for Workplace Injuries in Georgia
A party other than your employer may share liability for your injuries. For example, if your injury occurred on a construction site, another responsible party could include a:
- Project owner
- Construction manager
- General contractor
- Material supplier
If some other party besides your employer caused or contributed to your workplace accident, you have an alternative option for seeking compensation. You may have the right to file a third-party personal injury claim against the party who caused your accident. You can also take legal action against a negligent party to pursue damages.
You can pursue a third-party claim or lawsuit alongside your workers’ compensation claim so you can pursue fair coverage for your injuries. If you are not eligible for workers’ compensation benefits, we can pursue the third party for the entirety of your damages.
Our Attorneys Can Handle Your Claim on a No-Win, No-Fee Basis
Some victims of workplace accidents try to file workers’ compensation claims on their own because they feel they cannot afford a lawyer. We do not want you to have to struggle with the claims process while you are healing.
We can take your case on a contingency-fee basis, meaning we will not charge you up front for our services. You also do not have to pay us unless we recover benefits, an insurance settlement, or a court-awarded offer on your behalf. We only take a portion of your compensation if we win.
This way, you can hire our lawyers without risking further financial loss. You have nothing to lose by taking the opportunity to discuss your injuries during a free initial consultation.
Our Workers’ Compensation Lawyers Serving Savannah Can Handle Your Claim
You have a right to seek legal representation when filing a workers’ compensation claim. A workers’ compensation lawyer in Savannah from George Sink, P.A. Injury Lawyers can fight to help you get the benefits that you deserve.
The last thing you want to deal with after a workplace injury is the claims process. You should focus on your recovery. We can take care of everything else. Call our offices now or fill out our online contact form for a free, no-obligation consultation and case review.
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