In South Carolina, there are laws in place to protect riders who use Uber, Lyft, and other Greenville transportation network companies. These laws require the ridesharing companies to provide a certain amount of coverage, depending on the driver’s status “on the app.”
If you suffered injuries in a rideshare accident, you should be able to recover compensation for your damages. An Uber and Lyft rideshare accident lawyer from George Sink, P.A. Injury Lawyers can help you understand your rights and explain how to identify the insurance policy in effect at the time of your crash.
For a free legal consultation with a uber and lyft rideshare accidents lawyer serving Greenville, call 864-407-4000
Recoverable Damages in a Greenville Rideshare Accident Case
South Carolina law allows you to hold the at-fault driver who causes a crash liable for the damages you suffered. When that driver is working for Uber or Lyft, the transportation network company may provide the insurance coverage to payout and cover your damages.
The value of the damages you may be able to collect varies from case to case, and there is no way we can give you an estimate of your case’s value. However, it may help to understand the types of damages you may be eligible to recover. This includes:
- Ambulance transportation
- Emergency room evaluation
- Rehabilitation and therapy
- Ongoing and future care costs
Economic Expenses and Losses
- Lost wages
- Diminished earning capacity
- Out-of-pocket expenses
- Property damages
- Loss of services
- Pain and suffering
- Mental anguish
- Other emotional damages
Greenville Uber and Lyft Rideshare Accidents Lawyer Near Me864-407-4000
Understanding Rideshare Insurance Coverage in South Carolina
South Carolina auto responsibility laws require all drivers to carry at least a minimum amount of liability insurance coverage, but there are additional requirements in place for rideshare drivers.
Uber and Lyft provide this coverage, either as contingent coverage or the primary liability coverage on the vehicle. This coverage may apply if the rideshare driver who caused your accident is logged into the company’s network, if they are going to pick up a rider, or if they are giving a ride.
Logged Into the App
In general, South Carolina law requires the rideshare driver to carry an insurance policy that provides at least a minimum amount of coverage to pay for the injuries and damages that occur in a crash caused by the driver. This must include:
- At least $50,000 for death and bodily injury per person
- $100,000 for death and bodily injury per accident
- $50,000 for property damage per accident
The rideshare driver usually carries a policy to satisfy this requirement, but Uber and Lyft also provide contingency coverage any time a driver is “on the app.” This contingency policy may come into play if:
- The driver’s insurance company denies the liability claim.
- The driver does not have the required liability insurance.
- Your damages exceed the limits of the driver’s individual policy.
Logged Into the App and Paired with a Rider
As required under United States law §58-23-1630, Uber and Lyft both provide large liability policies that kick in any time a rideshare driver pairs with a rider. This includes:
- At least $1 million for death and bodily injury
- At least $1 million for property damage
This is the primary insurance policy any time the driver is “on the app” and paired with a rider. This policy should cover injuries suffered by rideshare riders as well as occupants of other vehicles who suffer injuries in an accident caused by a rideshare driver.
Filing an Insurance Claim after an Uber or Lyft Crash in Columbia, SC
Because of the unique way transportation network companies work, Uber and Lyft rideshare accident cases may get confusing. When we evaluate your case during your free consultation, we can help you understand how the driver’s status “on the app” may affect how we proceed with your claim.
We can help you identify the correct insurance policy to pursue for recovering your damages, investigate your accident, and prepare to take action to try to recover compensation.
We may be able to settle this type of car accident case out of court. We can outline our case to the insurance company and demand a fair payout. There are three possible outcomes to this demand letter:
- The insurer agrees to pay out our demanded amount.
- The insurer denies our claim entirely.
- The insurer gives us a counter-offer, beginning the settlement negotiation process.
In the vast majority of cases, we receive a counter-offer and engage in settlement negotiations with the insurance company. This often allows us to reach a fair settlement agreement and collect the compensation our client deserves.
If we cannot reach a fair settlement agreement, then filing a lawsuit to recover damages may be possible. We can offer advice and guidance specific to your case at that time.
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Talk to an Uber and Lyft Rideshare Accident Lawyer in Greenville, SC
At George Sink, P.A. Injury Lawyers, our personal injury team can help you file an insurance claim and pursue the compensation you need after a Greenville rideshare accident. An Uber and Lyft rideshare accident lawyer in Greenville, SC, from our firm wants to help your situation.
We offer free case reviews, and can help you understand how to proceed. Let us handle your case while you focus on recovering from your injuries. We offer free case reviews, and handle these cases on a contingency basis.