Uber, Lyft, and other rideshare programs have changed the landscape of passenger travel. Uber reports that it logs four million trips a day, while CNET notes that Lyft has serviced over 30 million riders in the U.S. and Canada. Yet, while these apps have revolutionized rideshare programs, these vehicles are involved in accidents every day.
A Bluffton Uber and Lyft rideshare accident attorney from George Sink, P.A. Injury Lawyers can help you recover compensation if you were injured in an accident involving a rideshare vehicle.
Our team can provide legal representation if you were injured as:
- Another motorist
- A rideshare driver or passenger
- A cyclist or pedestrian
We understand the complexities involved in these types of cases and will be by your side every step of the way.
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Who May Be Liable for Your Accident
Just because you were involved in a rideshare accident does not necessarily mean that the rideshare company will be held liable for your injuries. The status of the rideshare driver at the time of the collision will dictate what coverage options you have. For instance, if the driver had the app off and was not accepting rides, you would file a personal injury claim with their auto insurance policy.
However, if the rideshare driver was actively accepting or completing requests, you might be able to recover compensation through Uber or Lyft’s insurance policy. There are many obstacles present in a case involving a rideshare company. One of those obstacles involve the fact that rideshare drivers are not considered company employees, but instead, third-party contractors. This can add another layer of confusion to an already challenging situation.
Yet, with the help of a lawyer from our firm, we can determine who can be held accountable for your collision-related damages. We can review the information in your case and create a plan of action on your behalf.
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Understanding the Rideshare Company’s Insurance Policy
Rideshare companies provide insurance coverage for their drivers and passengers, but the type of insurance that applies depends on when the accident occurred and who caused it.
You may be able to recover compensation from:
The Rideshare Company’s Insurance Policy
Both Uber and Lyft extend coverage options to claimants injured in the event of a crash. Again, the rideshare driver’s status at the time of the accident will play into what options you have for financial recovery.
For example, if the driver had the app on and was waiting for a ride request, Uber and Lyft provide liability insurance in the following amounts:
- $50,000 in bodily injury per person
- $100,000 in bodily injury per accident
- $25,000 in property damage per accident
If the driver had accepted a ride request or was transporting a passenger at the time of the accident, there is coverage up to $1 million in liability.
If the driver was hit by an at-fault driver who was uninsured or underinsured, there is also a $1 million limit under the rideshare company’s uninsured/underinsured motorist coverage. The rideshare driver may first have to make a claim with their own auto insurance company before the rideshare company’s liability insurance applies.
The Driver’s Personal Insurance
South Carolina requires all drivers to maintain minimum liability insurance that provides coverage in the event of a collision, according to the South Carolina Department of Insurance.
The minimum requirements are:
- $25,000 for injuries to one person
- $50,000 for injuries to more than one person per accident
- $25,000 property damage
S.C. Code § 58-23-1625 allows insurance companies to exclude claims that arise while a driver is working for a transportation company at the time of an accident. This could potentially come up in the course of your personal injury case.
It can be difficult to determine who can be held financially liable for your injuries and losses. However, our Uber and Lyft rideshare accident attorneys in Bluffton at George Sink, P.A. Injury Lawyers can assist with this process.
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Considerations After an Uber or Lyft Accident
When a rideshare driver is involved in a collision, Uber and Lyft recommend calling 911. Both apps also instruct drivers to check on the wellbeing of all involved parties. In the days and weeks following a rideshare accident, you may need to take steps to document the accident. The steps you take after being involved in a rideshare accident could dictate the outcome of your personal injury case.
Some steps you can take to promote your case’s success include:
- Notifying the rideshare company. You can use the app to do this. Keep the information brief and factual.
- Requesting a copy of the accident report. In South Carolina, you are required to file a police report if anyone was injured or killed in an accident.
- Identifying the involved parties. You should collect the contact information of everyone involved in the accident, including the driver and any passengers.
- Filing a claim. You should notify your own insurance company of the crash for documentation purposes. After notifying the rideshare company of the collision, you may need to provide your insurer’s contact information as well as your policy number.
An Uber and Lyft rideshare accident lawyer in Bluffton can help with all aspects of your case, from filing the initial claim to negotiating a fair settlement.
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Contact Us Today for Help with Your Case
A Bluffton Uber and Lyft rideshare accident lawyer from George Sink, P.A. Injury Lawyers is ready to assist you with your rideshare accident case. Because our attorneys operate on a contingency-fee basis, there are no upfront fees. You only pay for our services if we help you recover compensation. Learn more about your legal rights and options by calling us or filling out our online contact form.
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